BOB Eterna Credit Card
About BOB Eterna Credit Card –
- Enjoy a Lifetime Free Credit Card with No Joining or Renewal fees for Limited time period
- Up to 15 Reward points per Rs 100 spent on dining, travel, online shopping, and international spends (capped at 5,000 per statement cycle and 1 point = Rs 0.25)
- Unlimited Complimentary Domestic Airport lounge access (on meeting spend criteria)
- Buy 1 Get 1 free movie ticket every month via District app
- Low 2% forex markup fee for international transactions
- Get 10,000 bonus reward points on spending Rs 50,000 within the first 60 days and 20,000 bonus points on annual spends of Rs 5 lakh
- Complimentary FitPass Pro membership worth Rs 15,000 as a welcome gift
Fees & List of all charges –
- Lifetime FREE Credit Card (till 31 Dec’25)
- Joining Fee: Nil
- Annual Fee: Nil
Documents Needed –
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or Salary slips
Eligibility Criteria –
- Age: 21 to 65 years
- Employment: Both salaried and self-employed individuals
- Minimum Income: Rs 12,00,000/annum
- Credit Score: 650+
How to Avail the Offer –
- You will be redirected to Bank of Baroda website
- Complete the application in the same session
BOB Cashback Credit Card
About BOB Cashback Credit Card –
- Earn 5% cashback on every eligible online transaction, across all websites and apps. No merchant restrictions
- Get 1% cashback on everyday purchases (eligible offline categories)
- Enjoy flexible membership pricing – Rs 49 per month or Rs 499 for the full year
- Fuel surcharge waiver: 1% waiver on transactions between Rs 400 – Rs 5,000, capped at Rs 250 per statement cycle
- Auto credit of eligible cashback on statement date
- Convert purchase of > Rs 2,500/- on your card into Smart EMIs of 6 to 48 months
Fees & List of Charges –
- Joining Fee: Rs 499 + GST
- Annual Fee: Rs 499 + GST or Monthly Fee: Rs 49 + GST (Choose Any)
Documents Needed –
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or Salary slips
Eligibility Criteria –
- Age: 21 to 65 years
- Employment: Both salaried and self-employed individuals
- Salaried Income: Rs 3 Lakhs/annum
- Self Employed: ITR > Rs 3.6 Lakhs/annum
- Credit Score: 750+
How to Avail the Offer –
- You will be redirected to Bank of Baroda website
- Complete the application in the same session
BOB Credit Card
About BOB Credit Cards –
- Reward points redeemable for merchandise, vouchers, and flights
- Access premium discounts from top brands, plus limited-time festive and seasonal promotions
- Enjoy a 1% fuel surcharge waiver on eligible fuel transactions
- Complimentary insurance cover for select cardholders
- 24×7 customer service support and digital card management
- Flexible EMI conversion on purchases over set thresholds
- Contactless card technology for secure, quick payments
Documents Needed –
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or Salary slips
Eligibility Criteria –
- Age: 21 to 65 years
- Employment: Both salaried and self-employed individuals
- Credit Score: 650+
How to Avail the Offer –
- You will be redirected to Bank of Baroda website
- Complete the application in the same session
BOB Credit Card
About BOB Credit Cards –
- Reward points redeemable for merchandise, vouchers, and flights
- Access premium discounts from top brands, plus limited-time festive and seasonal promotions
- Enjoy a 1% fuel surcharge waiver on eligible fuel transactions
- Complimentary insurance cover for select cardholders
- 24×7 customer service support and digital card management
- Flexible EMI conversion on purchases over set thresholds
- Contactless card technology for secure, quick payments
Documents Needed –
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or Salary slips
Eligibility Criteria –
- Age: 21 to 65 years
- Employment: Both salaried and self-employed individuals
- Credit Score: 650+
How to Avail the Offer –
- You will be redirected to Bank of Baroda website
- Complete the application in the same session
BOB Credit Card
About BOB Credit Cards –
- Reward points redeemable for merchandise, vouchers, and flights
- Access premium discounts from top brands, plus limited-time festive and seasonal promotions
- Enjoy a 1% fuel surcharge waiver on eligible fuel transactions
- Complimentary insurance cover for select cardholders
- 24×7 customer service support and digital card management
- Flexible EMI conversion on purchases over set thresholds
- Contactless card technology for secure, quick payments
Documents Needed –
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or Salary slips
Eligibility Criteria –
- Age: 21 to 65 years
- Employment: Both salaried and self-employed individuals
- Credit Score: 650+
How to Avail the Offer –
- You will be redirected to Bank of Baroda website
- Complete the application in the same session