AU Bank Altura Credit Card

The AU Altura Credit Card is a premium lifestyle credit card designed for customers who want superior rewards, travel privileges, and exclusive lifestyle benefits. It is ideal for individuals who spend on shopping, dining, travel, and daily lifestyle needs.

  • About AU Bank Altura Credit Card –

    • Enjoy the limitless spending and wide variety of benefits like cashback, Fuel waiver, railway lounge benefits & More!
    • 5% Cashback on minimum Rs 2,500 retail spends done within first 60 days of card setup (Maximum cashback per statement cycle is Rs 150)

    Features of the Card –

    • 2% Cashback on all retail spends done at Grocery stores, Departmental stores and Utility bill payments (Maximum cashback per statement cycle is Rs 50)
    • 1% Cashback on all other retail spends (Maximum cashback per statement cycle is Rs 50)
    • Get additional cashback of Rs 50 on completing a minimum of Rs 10,000 retail spends in every statement cycle
    • 2 complimentary lounge access per calendar quarter, using VISA Card at railway stations in these cities – New Delhi, Kolkata (Sealdah), Jaipur, Ahmedabad and Agra
    • 1% Fuel Surcharge Waiver for fuel transactions done between Rs 400 and Rs 5,000 across all fuel stations in the country
    • Convert your transactions worth INR 2,000 or more into easy EMI options on selected tenure of your choice

    Partner Offers –

    • 10% Instant Discount upto Rs 1,000 per month on Flipkart Orders Above Rs 10,000
    • Additional 10% Off upto Rs 1000 on Myntra
    • 10% off on Swiggy Instamart (Upto Rs 100 per month) on Orders Above Rs 500
    • 15% instant discount upto Rs 300 per month on Tata CLiQ Orders Above Rs 500
    • Flat Rs 100 off on Groceries upto Rs 100 on Blinkit app orders above Rs 1000

    Fees & List of all charges –

    • Joining Fees: Rs 199 + applicable taxes (Joining fees will be waived off, if the user spends Rs 10,000 within first 90 days of card issuance)
    • Annual Fees: Rs 199 + applicable taxes (Annual fees will be waived off, if the user spends Rs 40,000 within the first anniversary year)

    Eligibility Criteria –

    • Age: 21 to 60 years
    • Existing Credit Card holder of other bank
    • Employment: Both salaried and self-employed individuals
    • Salaried Income: Rs 25000/monthly
    • Self Employed: ITR > Rs 6 Lakhs/annum
    • Credit Score: 750+ , No delayed payments in last 3 months
    • New-to-Credit: Not Allowed

    Documents Needed –

    • Valid PAN Card
    • Aadhar Card – should be linked to Mobile (For EKYC)
    • Address proof
    • Income Proof (if opted for Income surrogate)

    How to Avail the Offer –

    • User will be redirected to AU Bank’s website
    • Click Login/Join Now and do OTP verification
    • Select AU Bank Altura Credit Card and provide the required details
    • Application will be submitted and a confirmation SMS will be sent on approval of the application

AU Altura Plus Credit Card

About AU Altura Plus Credit Card –

  • This card offers numerous benefits like milestone gains, cashback and reward points to experience twice the luxury and double the delights!
  • Vouchers worth Rs 500 on minimum Rs 10,000 retail spends (within 60 days of card setup)
  • 500 Bonus Reward Points (Worth Rs 125) on retail spends of Rs 20,000 or more in a calendar month. Fuel and cash withdrawal are excluded from reward point spends calculations

 

More Features of the Card –

  • 1.5% Cashback on all POS retail spends done (Except Fuel) at merchant outlets (Maximum cashback per statement cycle is Rs 100)
  • 2X Reward Points (i.e., 2 Reward Points per Rs 100 retail spends) for all your online transactions
  • 2 complimentary lounge access per calendar quarter, using VISA Card at railway stations in these cities – New Delhi, Kolkata (Sealdah), Jaipur, Ahmedabad and Agra
  • 1% Fuel Surcharge Waiver for fuel transactions done between Rs 400 and Rs 5,000 across all fuel stations in the country
  • Convert your transactions worth INR 2,000 or more into easy EMI options on selected tenure of your choice

 

Partner Offers –

  • 5% Instant Discount on shopping at Croma (min. spend Rs 15,000) – Offer valid once per month
  • 15% Off on EasyDiner (min spend Rs 2,500 & max discount Rs 500) – Offer valid once per month
  • 15% Off on Tata CliQ (min spend Rs 500 & max discount Rs 300) – Offer valid once per month
  • 15% Off on Domestic Flight & 10% Off International Flight on Cleartrip – Offer valid once per month
  • 20% Off on Movies Tickets (min spend Rs 500 & max discount Rs 100) – Offer valid once per month
  • More Amazing E-Comm discount offers from 5% – 25%. Check here : https://offers.aubank.in/

 

Fees & List of all charges –

  • Joining Fees: Rs 499 + applicable taxes (Joining fees will be waived off, if the user spends Rs 20,000 within first 90 days of card issuance)
  • Annual Fees: Rs 499 + applicable taxes (Annual fees will be waived off, if the user spends Rs 80,000 within first anniversary year)

 

Eligibility Criteria –

  • Age: 21 to 60 years
  • Existing Credit Card holder of other bank
  • Employment: Both salaried and self-employed individuals
  • Salaried Income: Rs 25000/monthly
  • Self Employed: ITR > Rs 6 Lakhs/annum
  • Credit Score: 750+ , No delayed payments in last 3 months
  • New-to-Credit: Not Allowed

 

Documents Needed –

  • Valid PAN Card
  • Aadhar Card – should be linked to Mobile (For EKYC)
  • Address proof
  • Income Proof (if opted for Income surrogate)

 

How to Avail the Offer –

  • User will be redirected to AU Bank’s website
  • Click Login/Join Now and do OTP verification
  • Select AU Bank Altura Plus Credit Card and provide the required details
  • Application will be submitted and a confirmation SMS will be sent on approval of the application

AU LIT Credit Card

About AU LIT Credit Card –

  • Lifetime FREE Credit Card
  • It Offers amazing discount on partner websites
  • It allows the users to customize the benefits according to their needs, for example, if you have a travel plan, you can opt for airport lounge access or before shopping for festivals, you can opt for increased rewards, etc

 

Partner Offers –

  • 5% Instant Discount on shopping at Croma (min. spend Rs 15,000) – Offer valid once per month
  • 15% Off on EasyDiner (min. spend Rs 2,500 & max. discount Rs 500) – Offer valid once per month
  • 15% Off on Tata CliQ (min. spend Rs 500 & max. discount Rs 300) – Offer valid once per month
  • 15% Off on Domestic Flight & 10% Off on International Flight on Cleartrip – Offer valid once per month
  • 20% Off on Movies Tickets (min. spend R 500 & max. discount Rs 100) – Offer valid once per month
  • More Amazing E-Comm discount offers from 5-25%. Check here: https://offers.aubank.in/

 

Customization options on AU Bank LIT Card –

  • Rs 49 (For 90 Days) – Get 1% fuel surcharge waiver on fuel transactions
  • Rs 99 (For 90 Days) – Get complimentary 3 month Zee5 membership
  • Rs 199 (For 90 Days, for each benefit) – Get 1 complimentary Domestic airport lounge visits per quarter, Get 2 % additional cashback on achieving milestone spends, Get complimentary 3 month Amazon prime membership, Get 5X Reward Points for online spends and offline spends
  • Rs 299 (For 90 Days, for each benefit) – Get 2 complimentary Domestic airport lounge visits, Get 5% additional cashback on achieving milestone, Get 10X Reward Points for Online and Offline Spends, Get 5% Cashback from AU on Dining, Get 5% Cashback from AU on Grocery, Get 5% Cashback from AU on Travel, Get 5% Cashback from AU on Electronics, Get 5% Cashback from AU on Apparel
  • Rs 499 (For 90 Days) – Get complimentary 3 month Cult.fit membership

 

Fees & List of all charges –

  • Enjoy the freedom to set your card pricing the way you want

 

Eligibility Criteria –

  • Age: 21 to 60 years
  • Existing Credit Card holder of other bank
  • Employment: Both salaried and self-employed individuals
  • Salaried Income: Rs 25000/monthly
  • Self Employed: ITR > Rs 6 Lakhs/annum
  • Credit Score: 750+ , No delayed payments in last 3 months
  • New-to-Credit: Not Allowed

 

Documents Needed –

  • Valid PAN Card
  • Keep your Aadhaar and PAN card handy for EKYC
  • Address proof
  • Income Proof (if opted for Income surrogate)

 

How to Avail the Offer –

  • User will be redirected to AU Bank’s website
  • Click Login/Join Now and do OTP verification
  • You will see the cards you are eligible for, select the card and provide the required details

AU NOMO Credit Card

About AU NOMO Credit Card –

  • Welcome benefit: Earn 500 Reward Points on your very first transaction within 30 days of card setup
  • Earn 2 Reward Points for every Rs 100 spent on retail purchases and 1 Reward Point for every Rs 100 spent on utility and insurance transactions
  • Enjoy international transactions with a lower Forex Markup of just 0.99%
  • Milestone Benefits: Earn 500 Reward points on retail spends of Rs 25,000 and earn additional 500 Reward points on retail spends of Rs 50,000 in a quarter
  • 2 Complimentary access to Domestic Airport Lounges per quarter upon achieving Rs 20,000 spends in previous quarter
  • 2 Complimentary Railway Lounge visits per calendar quarter
  • Get 1% Fuel Surcharge Waiver for transactions between Rs 400 and Rs 5,000 at all fuel stations across the country (upto Rs 100 per statement cycle)
  • Xpress EMI: Convert transactions worth Rs 2,000 or more into easy EMI options

 

Fees & List of all charges –

  • Joining Fees: Rs 199 + taxes
  • Annual Fees: NIL (Lifetime Free from 2nd Year Onwards)

 

Eligibility Criteria –

  • Required Age: 18-75 years
  • New to Credit Allowed
  • Should not have a delayed payment within 12 months

 

Documents Needed –

  • PAN Card
  • Aadhaar Card

 

How to Avail the Offer –

  • User will be redirected to AU NOMO credit card application page
  • Fill in the required details, complete your Aadhaar verification and video KYC