SBI Cashback Credit Card

About SBI Cashback Credit Card –

  • Earn 5% cashback on every eligible online transaction, across all websites and apps. No merchant restrictions (Capped at Rs 5000/month combined for both Online & Offline Spends)
  • Offline spends: Get 1% cashback on everyday purchases (eligible offline categories)
  • Online + offline cashback combined is capped at Rs 5,000 per statement cycle – save Rs 60,000/year!
  • Fuel surcharge waiver: 1% waiver on transactions between Rs 500– Rs 3,000, capped at Rs 100 per statement cycle. No cashback is earned on fuel
  • Cashback is auto-credited to your SBI Card account within 2 working days of statement generation

 

Fees & List of Charges –

  • Joining Fee: Rs 999 + GST, you get more EarnKaro Profit than this
  • Annual Fee: Rs 999 + GST, from second year onwards
  • The annual fee is waived if you spend Rs 2,00,000 or more in the previous year

 

Documents Needed –

  • ID Proof: PAN Card/Form 60
  • Address Proof: Aadhaar, Passport, or utility bills
  • Income Proof: Bank statements or salary slips
  • Photograph: Recent passport-sized photo

 

Eligibility Criteria –

  • Age: 21 to 65 years
  • Employment: Both salaried and self-employed individuals
  • Minimum Income: Rs 30,000
  • Credit Score: 650+ with no delayed payments in the past 12 months
  • New-to-Credit: Allowed only for salaried applicants

 

How to Avail the Offer

  • User will be redirected to the SBI Bank Credit Cards page
  • Complete the application in the same session

SBI Simply Click Credit Card

About SBI Simply Click Credit Card –

  • Partner brands: 10X Reward Points = 2.5% back (Rs 2.50/Rs 100) at Amazon, BookMyShow, Cleartrip, Apollo24x7, Yatra, Netmeds, EazyDiner, Swiggy
  • Other online spends: 5X RP = 1.25% back
  • Offline spends: 1 RP/Rs 100 = 0.25% back
  • Welcome Benefit: Rs 500 Amazon voucher on payment of joining fee
  • Milestone rewards: Rs 2,000 Cleartrip/Yatra voucher on annual online spend of Rs 1L + another Rs 2,000 voucher at Rs 2L – Rs 4,000 total per year
  • Fuel waiver: 1% surcharge refund on Rs 500-Rs 3,000 transactions; capped at Rs 100/month

 

Fees & List of Charges –

  • Joining Fee: Rs 499 + GST, Rs 500 Amazon voucher as welcome benefit covers this cost
  • Annual Fee: Rs499 + GST, from second year onwards
  • The annual fee is waived if you spend Rs 1,00,000 or more in the previous year

 

Documents Needed –

  • ID Proof: PAN Card/Form 60
  • Address Proof: Aadhaar, Passport, or utility bills
  • Income Proof: Bank statements or salary slips
  • Photograph: Recent passport-sized photo

 

Eligibility Criteria –

  • Age: 21 to 65 years
  • Employment: Both salaried and self-employed individuals
  • Minimum Income: Rs 25,000
  • Self Employed: ITR > Rs 4,80,000/annum
  • Credit Score: 720+ with no delayed payments in the past 12 months
  • New-to-Credit: Allowed only for salaried applicants

 

How to Avail the Offer

  • User will be redirected to the SBI Bank Credit Cards page
  • Complete the application in the same session

SBI Simply Save Credit Card

About SBI Simply Save Credit Card –

  • Entry-Level Card: Simple rewards structure, low fee, ideal for beginners
  • 10 RP per Rs 150 (up to 5,000 RPs/month) on Dining, Movies, Groceries, Departmental Stores (~1.67% back)
  • 1 RP per Rs 150 on all other spends (~0.25% back as 4 RPs = Rs 1)
  • Welcome Benefit: 2,000 Reward Points on spends of Rs 2,000 in 60 days (~Rs 500 value)
  • Fuel Surcharge Waiver: 1% waiver on Rs 500-Rs 3,000 transactions (max Rs 100/month)

 

Fees & List of Charges –

  • Joining Fee: Rs 499 + GST, covered with a Rs 3,000 Welcome benefit worth Rs 500
  • Annual Fee: Rs 499 + GST, from second year onwards
  • The Renewal fee is waived if your annual spends is Rs 1,00,000 or more in the previous year

 

Documents Needed –

  • ID Proof: PAN Card/Form 60
  • Address Proof: Aadhaar, Passport, or utility bills
  • Income Proof: Bank statements or salary slips
  • Photograph: Recent passport-sized photo

 

Eligibility Criteria –

  • Age: 21 to 65 years
  • Employment: Both salaried and self-employed individuals
  • Minimum Income: Rs 30,000
  • Credit Score: 650+ with no delayed payments in the past 12 months
  • New-to-Credit: Allowed only for salaried applicants

 

How to Avail the Offer

  • User will be redirected to the SBI Bank Credit Cards page
  • Complete the application in the same session

SBI Prime Credit Card

About SBI Prime Credit Card –

  • 10 Reward Points per Rs 100 spent on Dining, Groceries, Departmental stores and Movies – 2.5% value back
  • 2 RP per Rs 100 on all other retail (excluding fuel)
  • Birthday Benefit: 20 RP/Rs 100 on spending day before, day of, day after birthday (capped at 2,000 RP/yr)
  • Enjoy 8 complimentary Domestic Lounge visits & 4 International Lounge visits (max. 2 visits per quarter)
  • Welcome Gift Worth Rs 3,000 from Premium Brands like Bata, Hush Puppies, Pantaloons, Aditya Birla Fashion, Shoppers Stop, or Yatra.com upon payment of the Annual Fee
  • Quarterly Milestone: Rs 50k spend in a quarter – Pizza Hut Rs 1,000 voucher
  • Annual Milestone: Rs 5 lakh spend – Rs 7,000 e-gift voucher (Yatra / Pantaloons etc.)
  • Complimentary Memberships: Club Vistara Silver & Trident Red Tier
  • Fuel Surcharge Waiver: 1% waiver on Rs 500-Rs 4,000 petrol transactions, up to Rs 250/month

 

Fees & List of Charges –

  • Joining Fee: Rs 2999 + GST, covered with a Rs 3,000 Welcome Voucher
  • Annual Fee: Rs 2999 + GST, from second year onwards
  • The Renewal fee is waived if annual spends is Rs 3,00,000 or more in the previous year

 

Documents Needed –

  • ID Proof: PAN Card/Form 60
  • Address Proof: Aadhaar, Passport, or utility bills
  • Income Proof: Bank statements or salary slips
  • Photograph: Recent passport-sized photo

 

Eligibility Criteria –

  • Age: 21 to 65 years
  • Employment: Both salaried and self-employed individuals
  • Minimum Income: Rs 30,000 per month
  • 650+ with no delayed payments in the past 12 months
  • New-to-Credit: Allowed only for Salaried applicants

 

How to Avail the Offer

  • User will be redirected to the SBI Bank Credit Cards page
  • Complete the application in the same session

SBI BPCL Credit Card

About SBI BPCL Credit Card –

  • 13 RP/Rs 100 on BPCL fuel spends (~3.25% back) + 1% fuel surcharge waiver → total ~4.25% savings
  • 5 RP/Rs 100 on Dining, Groceries, Movies, Departmental Stores (~1.25% back)
  • 1 RP/Rs 100 on other retail spends (~0.25% back)
  • Welcome Gift: 2,000 Reward Points on joining (~Rs 500 value)
  • Fuel Surcharge Waiver: 1% waiver on transactions ≤ Rs 4,000, capped at Rs 100/month
  • Caps: Max 1,300 bonus RP per billing cycle in fuel category
  • Reward Redemption: Redeem instantly at BPCL outlets → points convert directly into free fuel

 

Fees & List of Charges –

  • Joining Fees: Rs 499 + GST, Welcome benefit worth Rs 500 covers the joining fee
  • Annual Fees: Rs 499 + GST, from second year onwards
  • The Renewal fee is waived if annual spends is Rs 50,000 or more in the previous year

 

Documents Needed –

  • ID Proof: PAN Card/Form 60
  • Address Proof: Aadhaar, Passport, or utility bills
  • Income Proof: Bank statements or salary slips
  • Photograph: Recent passport-sized photo

 

Eligibility Criteria –

  • Age: 21 to 65 years
  • Employment: Both salaried and self-employed individuals
  • Minimum Income: Rs 30,000 per month
  • 650+ with no delayed payments in the past 12 months
  • New-to-Credit: Allowed only for Salaried applicants

 

How to Avail the Offer

  • User will be redirected to the SBI Bank Credit Cards page
  • Complete the application in the same session

SBI Miles Credit Card

About SBI Miles Credit Card –

  • 2 Travel Credits per Rs 200 on travel spends (=1% value when converted to airline/hotel miles) – saves ~ Rs 6,000/yr on Rs 6L travel spend
  • 1 Travel Credit per Rs 200 on other spends (=0.5% value) – saves ~ Rs 3,000/yr on Rs 6L non-travel spend
  • Best Use Case: Convert credits to airline/hotel points at Rs 1 per credit to unlock full value
  • Welcome Gift: 1,500 Travel Credits on Rs 30,000 spend in 60 days (~ Rs 1,500 upfront value)
  • Milestone Reward: 5,000 bonus Travel Credits on Rs 5 lakh annual spend (~ Rs 5,000 extra value)
  • Domestic Lounge Access: 4 complimentary visits every year (max 2 per quarter) + 1 extra visit per Rs 1 lakh annual spend
  • Priority Pass: Free membership for first 2 years – access 1,000+ global lounges, but each visit is chargeable

 

Fees & List of Charges –

  • Annual Fee: Rs 1499 + GST, the Welcome Benefit covers this cost
  • Renewal Fee: Rs 1499 + GST, from second year onwards
  • The Renewal fee is waived if your annual spends is Rs 6,00,000 or more in the previous year

 

Documents Needed –

  • ID Proof: PAN Card/Form 60
  • Address Proof: Aadhaar, Passport, or utility bills
  • Income Proof: Bank statements or salary slips
  • Photograph: Recent passport-sized photo

 

Eligibility Criteria –

  • Age: 21 to 65 years
  • Employment: Both salaried and self-employed individuals
  • Minimum Income: Rs 60,000/monthly (Salaried) & Rs 7,20,000 lakhs/annually (Self-Employed)
  • Credit Score: 750+ with no delayed payments in the past 12 months
  • New-to-Credit: Not Allowed

 

How to Avail the Offer

  • User will be redirected to the SBI Bank Credit Cards page
  • Complete the application in the same session

SBI Elite Credit Card

About SBI Elite Credit Card –

  • Premium Lifestyle: Free lounges, free movies, concierge, low forex – all in one card
  • 8 complimentary domestic lounge visits/year (2/quarter)
  • 6 complimentary international lounge visits/year + Priority Pass membership (first 2 years)
  • Lowest Foreign Currency Mark-up charge at 1.99% on International usage
  • 2 free BookMyShow movie tickets every month (~ Rs 6,000 annual value)
  • Bonus Rewards: Up to 50,000 RP annually on milestone spends worth Rs 12,500
  • Welcome Gift: Rs 5,000 e-voucher
  • Concierge + premium customer support
  • Fuel Surcharge Waiver: 1% on Rs 500-Rs 4,000, capped at Rs 250/month

 

Fees & List of Charges –

  • Joining Fee: Rs 4999 + GST, covers with a Welcome benefit worth Rs 5,000
  • Annual Fee: Rs 4999 + GST, from second year onwards
  • The Renewal fee is waived if your annual spends is Rs 10,00,000 or more in the previous year

 

Documents Needed –

  • ID Proof: PAN Card/Form 60
  • Address Proof: Aadhaar, Passport, or utility bills
  • Income Proof: Bank statements or salary slips
  • Photograph: Recent passport-sized photo

 

Eligibility Criteria –

  • Age: 21 to 65 years
  • Employment: Both salaried and self-employed individuals
  • Minimum Income: Rs 60,000/monthly (Salaried) & Rs 7,20,000/annually (Self-Employed)
  • Credit Score: 750+ with no delayed payments in the past 12 months
  • New-to-Credit: Not Allowed

 

How to Avail the Offer

  • User will be redirected to the SBI Bank Credit Cards page
  • Complete the application in the same session

SBI IRCTC Rupay Credit Card

About SBI IRCTC Rupay Credit Card –

  • Best for railway tickets: 10% back on AC1, AC2, AC3, Chair Car, Executive Chair IRCTC bookings (earned as Reward Points)
  • 1 Reward Point per Rs 125 on other retail spends (~0.8% return rate)
  • 4 complimentary railway lounge visits per year (1/quarter)
  • Welcome Bonus: 350 Reward Points on first spend ≥ Rs 500 (within 45 days of card issuance)
  • Renewal Bonus: 500 Reward Points on fee payment (offsets Rs 500 fee)
  • 1% IRCTC transaction charge waiver on e-ticket bookings
  • 1% fuel surcharge waiver on Rs 500-Rs 3,000 transactions (max Rs 100/month)
  • RuPay Network: UPI enabled + eligible for RuPay/UPI offers

 

Fees & List of Charges –

  • Annual Fee: Rs 500 + GST, partially offset by 350 welcome Reward Points (~ Rs 350 value)
  • Renewal Fee: Rs 500 + GST, from second year onwards

 

Documents Needed –

  • ID Proof: PAN Card/Form 60
  • Address Proof: Aadhaar, Passport, or utility bills
  • Income Proof: Bank statements or salary slips
  • Photograph: Recent passport-sized photo

 

Eligibility Criteria –

  • Age: 21 to 65 years
  • Employment: Both salaried and self-employed individuals
  • Minimum Income: Rs 30,000 per month
  • 650+ with no delayed payments in the past 12 months
  • New-to-Credit: Allowed only for Salaried applicants

 

How to Avail the Offer

  • User will be redirected to the SBI Bank Credit Cards page
  • Complete the application in the same session

SBI BPCL Octane Credit Card

About SBI BPCL Octane Credit Card –

  • Earn up to 7.25% value back on fuel purchases at BPCL stations: 25 Reward Points per Rs 100 spent (≈6.25%, capped at 2,500 points/month) plus a 1% fuel surcharge waiver (up to Rs 100/month on Rs 4,000 spend)
  • Earn 10 Reward Points per Rs 100 on dining, groceries, departmental stores, and movies (up to 7,500 points/month), and 1 Reward Point per Rs 100 on all other retail spends
  • Get 4 Complimentary Domestic airport lounge visits annually, one per quarter.
  • Receive 6,000 bonus Reward Points (worth Rs 1,500) as a welcome benefit upon payment of the annual fee (value: Rs 0.25 per point)
  • Enjoy Instant Redemption of Reward Points at select BPCL petrol pumps
  • Get a Rs 2,000 e-voucher from top brands like Aditya Birla Fashion, Yatra, Hush Puppies, or Bata on annual spends of Rs 3 lakh

 

Fees & List of Charges –

  • Joining Fee: Rs 1499 + GST
  • Annual Fee: Rs 1499 + GST
  • Annual fee waived upon spending Rs 2,00,000 in the preceding year

 

Documents Needed –

  • ID Proof: PAN Card/Form 60
  • Address Proof: Aadhaar, Passport, or utility bills
  • Income Proof: Bank statements or Salary slips
  • Photograph: Recent passport-sized photo

 

Eligibility Criteria –

  • Age: 21 to 65 years
  • Employment: Both Salaried and Self-employed individuals
  • Minimum Income: Rs 30000/Monthly
  • Credit Score: 720+
  • New to Credit: Not Allowed

 

How to Avail the Offer

  • User will be redirected to the SBI Bank Credit Cards page
  • Complete the application in the same session

SBI Cashback Credit Card

About SBI Cashback Credit Card –

  • Earn 5% cashback on every eligible online transaction, across all websites and apps. No merchant restrictions (Capped at Rs 5000/month combined for both Online & Offline Spends)
  • Offline spends: Get 1% cashback on everyday purchases (eligible offline categories)
  • Online + offline cashback combined is capped at Rs 5,000 per statement cycle – save Rs 60,000/year!
  • Fuel surcharge waiver: 1% waiver on transactions between Rs 500– Rs 3,000, capped at Rs 100 per statement cycle. No cashback is earned on fuel
  • Cashback is auto-credited to your SBI Card account within 2 working days of statement generation

 

Fees & List of Charges –

  • Joining Fee: Rs 999 + GST, you get more EarnKaro Profit than this
  • Annual Fee: Rs 999 + GST, from second year onwards
  • The annual fee is waived if you spend Rs 2,00,000 or more in the previous year

 

Documents Needed –

  • ID Proof: PAN Card/Form 60
  • Address Proof: Aadhaar, Passport, or utility bills
  • Income Proof: Bank statements or salary slips
  • Photograph: Recent passport-sized photo

 

Eligibility Criteria –

  • Age: 21 to 65 years
  • Employment: Both salaried and self-employed individuals
  • Minimum Income: Rs 30,000
  • Credit Score: 650+ with no delayed payments in the past 12 months
  • New-to-Credit: Allowed only for salaried applicants

 

How to Avail the Offer

  • User will be redirected to the SBI Bank Credit Cards page
  • Complete the application in the same session

SBI Cashback Credit Card

About SBI Cashback Credit Card –

  • Earn 5% cashback on every eligible online transaction, across all websites and apps. No merchant restrictions (Capped at Rs 5000/month combined for both Online & Offline Spends)
  • Offline spends: Get 1% cashback on everyday purchases (eligible offline categories)
  • Online + offline cashback combined is capped at Rs 5,000 per statement cycle – save Rs 60,000/year!
  • Fuel surcharge waiver: 1% waiver on transactions between Rs 500– Rs 3,000, capped at Rs 100 per statement cycle. No cashback is earned on fuel
  • Cashback is auto-credited to your SBI Card account within 2 working days of statement generation

 

Fees & List of Charges –

  • Joining Fee: Rs 999 + GST, you get more EarnKaro Profit than this
  • Annual Fee: Rs 999 + GST, from second year onwards
  • The annual fee is waived if you spend Rs 2,00,000 or more in the previous year

 

Documents Needed –

  • ID Proof: PAN Card/Form 60
  • Address Proof: Aadhaar, Passport, or utility bills
  • Income Proof: Bank statements or salary slips
  • Photograph: Recent passport-sized photo

 

Eligibility Criteria –

  • Age: 21 to 65 years
  • Employment: Both salaried and self-employed individuals
  • Minimum Income: Rs 30,000
  • Credit Score: 650+ with no delayed payments in the past 12 months
  • New-to-Credit: Allowed only for salaried applicants

 

How to Avail the Offer

  • User will be redirected to the SBI Bank Credit Cards page
  • Complete the application in the same session

SBI Simply Click Credit Card

About SBI Simply Click Credit Card –

  • Partner brands: 10X Reward Points = 2.5% back (Rs 2.50/Rs 100) at Amazon, BookMyShow, Cleartrip, Apollo24x7, Yatra, Netmeds, EazyDiner, Swiggy
  • Other online spends: 5X RP = 1.25% back
  • Offline spends: 1 RP/Rs 100 = 0.25% back
  • Welcome Benefit: Rs 500 Amazon voucher on payment of joining fee
  • Milestone rewards: Rs 2,000 Cleartrip/Yatra voucher on annual online spend of Rs 1L + another Rs 2,000 voucher at Rs 2L – Rs 4,000 total per year
  • Fuel waiver: 1% surcharge refund on Rs 500-Rs 3,000 transactions; capped at Rs 100/month

 

Fees & List of Charges –

  • Joining Fee: Rs 499 + GST, Rs 500 Amazon voucher as welcome benefit covers this cost
  • Annual Fee: Rs499 + GST, from second year onwards
  • The annual fee is waived if you spend Rs 1,00,000 or more in the previous year

 

Documents Needed –

  • ID Proof: PAN Card/Form 60
  • Address Proof: Aadhaar, Passport, or utility bills
  • Income Proof: Bank statements or salary slips
  • Photograph: Recent passport-sized photo

 

Eligibility Criteria –

  • Age: 21 to 65 years
  • Employment: Both salaried and self-employed individuals
  • Minimum Income: Rs 25,000
  • Self Employed: ITR > Rs 4,80,000/annum
  • Credit Score: 720+ with no delayed payments in the past 12 months
  • New-to-Credit: Allowed only for salaried applicants

 

How to Avail the Offer

  • User will be redirected to the SBI Bank Credit Cards page
  • Complete the application in the same session

SBI Simply Save Credit Card

About SBI Simply Save Credit Card –

  • Entry-Level Card: Simple rewards structure, low fee, ideal for beginners
  • 10 RP per Rs 150 (up to 5,000 RPs/month) on Dining, Movies, Groceries, Departmental Stores (~1.67% back)
  • 1 RP per Rs 150 on all other spends (~0.25% back as 4 RPs = Rs 1)
  • Welcome Benefit: 2,000 Reward Points on spends of Rs 2,000 in 60 days (~Rs 500 value)
  • Fuel Surcharge Waiver: 1% waiver on Rs 500-Rs 3,000 transactions (max Rs 100/month)

 

Fees & List of Charges –

  • Joining Fee: Rs 499 + GST, covered with a Rs 3,000 Welcome benefit worth Rs 500
  • Annual Fee: Rs 499 + GST, from second year onwards
  • The Renewal fee is waived if your annual spends is Rs 1,00,000 or more in the previous year

 

Documents Needed –

  • ID Proof: PAN Card/Form 60
  • Address Proof: Aadhaar, Passport, or utility bills
  • Income Proof: Bank statements or salary slips
  • Photograph: Recent passport-sized photo

 

Eligibility Criteria –

  • Age: 21 to 65 years
  • Employment: Both salaried and self-employed individuals
  • Minimum Income: Rs 30,000
  • Credit Score: 650+ with no delayed payments in the past 12 months
  • New-to-Credit: Allowed only for salaried applicants

 

How to Avail the Offer

  • User will be redirected to the SBI Bank Credit Cards page
  • Complete the application in the same session