Federal Bank Scapia Credit Card
About Federal Bank Scapia Credit Card –
- Lifetime FREE Credit Card – No Joining or Annual Fees
- Enjoy international transactions without any additional foreign currency markup fees
- Unlock unlimited domestic lounge, complimentary dining, shopping or spa by spending Rs 10,000 on the card every month
- Earn 20 Scapia Coins per Rs 100 on travel bookings (flights & hotels) via the Scapia app. Earn 10 Scapia Coins per Rs 100 on most online & offline spends
- 1% surcharge waiver of upto Rs 500 per month on fuel transactions worth upto Rs 5,000
- Scapia Coins can be redeemed on Scapia App for any travel (Flight/Stays/Train/Bus) bookings for 100% of the booking value
- 5 Scapia Coins = Rs 1
Fees & List of all charges
- Lifetime FREE Credit Card
- Joining Fee: Nil
- Annual Fee: Nil
Documents Needed
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or Salary slips
- Photograph: Recent passport-sized photo
Eligibility Criteria
- Age: 23 to 40 years
- Employment: Both salaried and self-employed individuals
- Salaried Income: Rs 30,000/Monthly
- Self Employed: Rs 4,00,000/Annually
- Credit Score: 730+
- New to Credit: Not Allowed
How to Avail the Offer
- User will be redirected to Scapia Credit card application page
- Complete the application in the same session
- Application will be submitted and a confirmation SMS will be sent on approval of the application
Federal Bank MagniFi Credit Card
About Federal Bank MagniFi Credit Card –
20% Instant Discount: Amazon, Zomato, Zepto, aur BookMyShow par 20% ki bhari chhoot (Weekends par valid, Max. Rs 100 per platform per month).
5% Value-back on Weekends: Saturday aur Sunday ko kiye gaye sabhi eligible online aur offline kharchon par 5% value-back (Fi-Points ke roop mein).
0.5% Rewards on Weekdays: Monday se Friday ke kharchon par 0.5% reward points milte hain.
Welcome Benefit: Rs 5,000 tak ke vouchers milne ke chances (Offer-based, first transaction par depend karta hai).
Lounge Access: Complimentary domestic airport lounge access milta hai (Quarterly limits apply).
Reward Redemption: 100 Fi-Points ki value Rs 25 hoti hai. Inhe aap Cashback, Gift Vouchers ya Air Miles mein convert kar sakte hain.
Fuel Surcharge Waiver: 1% surcharge waiver fuel transactions par.
Fees & List of Charges –
Joining Fee: Nil (Lifetime Free card hai).
Annual Fee: Nil (Koi saalana charge nahi hai).
Forex Markup Fee: 3.5% + GST (International transactions ke liye).
Note: Is card mein ATM cash withdrawal ki facility nahi milti hai.
Documents Needed –
Existing Fi Users: Kisi document ya income proof ki zaroorat nahi hai. Poora process digital hai.
New Users: * ID & Address Proof: Aadhaar Card aur PAN Card.
Income Proof: Bank statement ya Salary slip (Sirf agar bank maange).
Video KYC: Mobile app ke zariye online verification.
Eligibility Criteria –
Age: 21 se 65 saal.
Employment: Salaried ya Self-Employed.
Monthly Income: Minimum Rs 20,000 – Rs 30,000 (City ke hisaab se).
Credit Score: 720+ (Behtar score par turant approval milta hai).
App Requirement: Is card ko apply aur manage karne ke liye Fi Money App ka hona zaroori hai.
How to Avail the Offer
Fi Money App download karein aur “Credit Card” section mein jayein.
Apni eligibility check karein aur application submit karein.
Approval ke baad Video KYC complete karein, virtual card turant activate ho jayega.
Federal Bank Scapia Credit Card
About Federal Bank Scapia Credit Card –
- Lifetime FREE Credit Card – No Joining or Annual Fees
- Enjoy international transactions without any additional foreign currency markup fees
- Unlock unlimited domestic lounge, complimentary dining, shopping or spa by spending Rs 10,000 on the card every month
- Earn 20 Scapia Coins per Rs 100 on travel bookings (flights & hotels) via the Scapia app. Earn 10 Scapia Coins per Rs 100 on most online & offline spends
- 1% surcharge waiver of upto Rs 500 per month on fuel transactions worth upto Rs 5,000
- Scapia Coins can be redeemed on Scapia App for any travel (Flight/Stays/Train/Bus) bookings for 100% of the booking value
- 5 Scapia Coins = Rs 1
Fees & List of all charges
- Lifetime FREE Credit Card
- Joining Fee: Nil
- Annual Fee: Nil
Documents Needed
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or Salary slips
- Photograph: Recent passport-sized photo
Eligibility Criteria
- Age: 23 to 40 years
- Employment: Both salaried and self-employed individuals
- Salaried Income: Rs 30,000/Monthly
- Self Employed: Rs 4,00,000/Annually
- Credit Score: 730+
- New to Credit: Not Allowed
How to Avail the Offer
- User will be redirected to Scapia Credit card application page
- Complete the application in the same session
- Application will be submitted and a confirmation SMS will be sent on approval of the application