IDFC First Power Credit card
About IDFC FIRST Power Rupay Credit Card –
- Rs 250 cashback on 1st HPCL fuel transaction of Rs 250 or above*
- 3.5% savings on HPCL fuel and LPG spends. Additional 1.5% savings as Payback Rewards when using the HP Pay app
- Complimentary Roadside Assistance upto 4 instances per year, valued at Rs 1,399 annually
- Personal Accident Cover of Rs 2,00,000 and Lost Card Liability Cover of Rs 25,000
- Discount upto 50% on Domestic and International Rental Cars with Eco Rent A Car and Europcar
- Enjoy up to Rs 10,000 instant discount on Apple products
- Get 7.5% off up to Rs 7,500 on Croma purchases over Rs 5,000
Fees & List of all charges
- Joining Fees: Rs 199 + GST
- Annual Fees: Rs 199 + GST
- Avail annual fee waiver on spends over Rs 50000
Documents Needed
- ID Proof
- Address proof
- Income Proof
- PAN Card/Form 60
Eligibility Criteria
- Employment Status: Salaried or Self-employed
- Income: Rs. 25000 per month
- Income: Rs. 500000 per year for Self- employed
- Required Age: 21-60 years ( Salaried), 25-60 years ( Self employed)
How to Avail the Offer
- User will be redirected to the bank’s website
- Click Apply Now and do OTP verification
- Acceptance and approval of the application: Based on successful telephonic verification only – sole discretion of IDFC First Bank
- Application will be submitted and a confirmation SMS will be sent on approval of the application
- Applicants already holding IDFC Credit Cards are not eligible for Profit
IDFC First Power Plus Credit card
About IDFC First Power Plus Credit Card –
- 5% savings on HPCL fuel and LPG spends. Additional 1.5% savings as Payback Rewards when using the HP Pay app
- Interest-free ATM Cash Withdrawals
- Unlimited Never Expiring Rewards
- Rs 500 cashback on 1st HPCL fuel transaction of Rs 500 or above*
- Complimentary Roadside Assistance upto 4 instances per year, valued at Rs 1,399 annually
- Personal Accident Cover of Rs 2,00,000 and Lost Card Liability Cover of Rs 25,000
- Discount upto 50% on Domestic and International Rental Cars with Eco Rent A Car and Europcar
- Enjoy up to Rs 10,000 instant discount on Apple products
- Get 7.5% off up to Rs 7,500 on Croma purchases over Rs 5,000
Fees & List of all charges
- Joining Fees: Rs 499 + GST
- Annual Fees: Rs 499 + GST
- Avail annual fee waiver on spends over Rs 150000
Documents Needed
- ID Proof
- Address proof
- Income proof
- PAN Card/Form 60
Eligibility Criteria
- Employment Status: Salaried or Self-employed
- Income: Rs. 25000 per month
- Income: Rs. 500000 per year for Self- employed
- Required Age: 21-60 years ( Salaried), 25-60 years ( Self employed)
How to Avail the Offer
- User will be redirected to the bank’s website
- Click Apply Now and do OTP verification
- Acceptance and approval of the application: Based on successful telephonic verification only – sole discretion of IDFC First Bank
- Application will be submitted and a confirmation SMS will be sent on approval of the application
- Applicants already holding IDFC Credit Cards are not eligible for Profit
IDFC First Credit card
About IDFC First Credit Card –
- Lifetime Free Cards – No joining fee, no annual fee
- Railway lounge facility
- Never expiring Reward points
- Enjoy a Rs 500 welcome voucher on spending Rs 5,000+ and 5% cashback (up to Rs 1,000) on your first EMI transaction, both within the first 30 days of card activation.
- Complimentary Roadside Assistance up to 4 instances per year, valued at Rs 1,399 annually
- Get access to domestic airport lounges with IDFC FIRST Select card and access to both domestic and international airport lounges with IDFC FIRST Wealth card
- Enjoy up to Rs 10,000 instant discount and 6-month No Cost EMI on Apple purchases above Rs 12,900, valid from 1st to 31st November 2025 (Valid on Apple website and Offline Stores)
Fees & Charges
- Joining Fee: Nil
- Annual Fee: Nil
Documents Needed
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or salary slips
- Photograph: Recent passport-sized photo
Eligibility Criteria
- Age: 21 to 65 years
- Employment: Both salaried and self-employed individuals
- Salaried Income: Rs 25,000/monthly
- Self Employed: Rs 3,00,000/annum
- Credit Score: 710+
- New-to-Credit: Not Allowed
How to Avail the Offer
- User will be redirected to the Bank’s website
- Click Apply Now and do OTP verification
- Acceptance and approval of the application: Based on successful telephonic verification only – sole discretion of IDFC First Bank
- Application will be submitted and a confirmation SMS will be sent on approval of the application
IDFC SWYP Credit Card
About IDFC SWYP Credit Card –
- Get discount coupons worth Rs 2,100 on EaseMyTrip on payment of joining fee
- Get complimentary Lenskart Gold Membership for 1 year on payment of joining fee
- Get 1000 Reward Points on 1st successful EMI transaction within first 30 days from card issuance (1RP = Rs 0.25)
- Get 2000 Reward Points worth Rs 500 on spending Rs 5,000 or more within first 30 days of card issuance (1RP = Rs 0.25)
Other Amazing Offers –
- Discount of 20% (upto Rs 80) on orders above Rs 299 on Dominos twice every month
- 10% off on Flights or Hotels (upto Rs 500) on transaction value above Rs 5,000 on EaseMyTrip once every quarter
- 20% off (upto Rs 270) on a min spend of Rs 1,250 on Sugar Cosmetics twice every month
- 10% instant discount (upto Rs 100) on purchases over Rs 999 on TataCliq once every month
- Discount of 10% (upto Rs 100) on orders above Rs 299 on Zomato twice every month
- 25% off (upto Rs 100) with FIRST SWYP Credit Card on Paytm Movies once every month
- 4 Complimentary Railway Lounge visits per quarter
- Fuel surcharge waiver of 1% (upto Rs 200/month)
- Complimentary Road Side Assistance (RSA) all over India, upto 4 times in a year worth Rs 1,399
- Enjoy up to Rs 10,000 instant discount on Apple products
- Get 7.5% off up to Rs 7,500 on Croma purchases over Rs 5,000
Partner Discounts –
- 10% Instant discount on Flipkart
- 10% Instant discount on Myntra, AJIO, Tata CliQ and 1MG
- 15% Instant discount on Tata CliQ Palette , Sugar cosmetics and Zomato
- 10-20% Instant discount on Travel bookings on Yatra, Adani one, MMT, GoIbibo etc.
- See all offers here: https://idfcfirstrewards.poshvine.com/offers
Fees & List of all charges
- Joining Fees: Rs 499 + GST
- Annual Fees: Rs 499 + GST (2nd year onwards)
Documents Needed
- PAN Card/Form 60
- Colour photograph
- Address proof
- ID Proof
- Income proof
Eligibility Criteria
- Employment Status: Salaried or Self-employed
- Income: Rs. 25000 per month
- Minimum Cibil Score Required: 750+
- Required Age: 21-60 years (Salaried), 25-60 years (Self employed)
IDFC FIRST WOW Credit Card
About IDFC FIRST WOW Credit Card –
- Lifetime Free Card – Guaranteed Approval
- No Credit History / Income Proof required
- Reward Points that NEVER expire
- Interest free cash withdrawal from ATM up to 48 days
- Get 7.5% Interest on your Fixed Deposit
- Upto 20% discounts applicable on 1500+ Restaurants
Other Amazing Offers –
- 50% off on BookMyShow Movie Tickets
- Setup your own credit limit by fixed deposit anytime, anywhere
- Great partner offers 300+ brands like Myntra, Flipkart, Ajio, etc.
- Zero Forex Conversion Fee
- Personal Accident cover of up to Rs 2,00,000
- Fuel surcharge waiver of 1% upto Rs 200/month
Partner Discounts –
- 10% Instant discount on Flipkart
- 10% Instant discount on Myntra, AJIO, Tata CliQ,1MG
- 15% Instant discount on Tata CliQ, Palette, Sugar cosmetics, Zomato
- 10-20% Instant discounts on Travel bookings on Yatra, Adani one, MMT , GoIbibo etc
- See all offers here: https://idfcfirstrewards.poshvine.com/offers
Fees & List of all charges
- Joining Fees: Nil
- Annual Fees: Nil
Eligibility Criteria
- Required Age: 21-60 years (Salaried), 25-60 years (Self employed)
How to Avail the Offer
- User will be redirected to the Bank’s website
- Click Apply Now and do OTP verification
- Acceptance and approval of the application: Based on successful telephonic verification only – sole discretion of IDFC First Bank
- Application will be submitted and a confirmation SMS will be sent on approval of the application
IDFC FIRST Bank Mayura Credit Card
About IDFC FIRST Bank Mayura Credit Card –
- Zero Forex Markup Fees, No additional charges on international transactions, making it highly cost-effective for overseas spending
- Enjoy 4 complimentary visits per quarter to domestic airport spas and lounges, including 1 guest visit to domestic airport lounges, along with 4 complimentary visits to international airport lounges access
- Free Trip cancellation cover – Avail a reimbursement for non-refundable flight and hotel cancellation by up to Rs. 50,000, twice a year
- Earn 4,000 Reward Points on payment of the joining fee, an additional 4,000 Reward Points on spending ₹20,000 in your second statement cycle, and another 4,000 Reward Points on spending ₹20,000 in your third statement cycle
Other Amazing Offers –
- Movie Delights – Buy 1 Get 1 movie tickets upto Rs 500 off on BookMyShow, twice a month
- Up to 24 complimentary golf lessons per year, capped at 2 lessons per month, subject to a minimum spend of ₹20,000 in the previous month
- Earn Rs 1,000 cashback on each of the first 4 transactions ofRs1,000 or more within 60 days of card issuance (after paying the joining fee ofRs5,999 + GST)
- Enjoy up to Rs 10,000 instant discount and 6-month No Cost EMI on Apple purchases above Rs 12,900, valid from 1st to 31st October 2025 (Valid on Apple website and Offline Stores)
- 7.5% off up to Rs 7,500 on EMI purchases above ₹5,000 (Sat–Mon) & 5% off up to Rs 2,500 on Non-EMI purchases above Rs 15,000 (Mon) at Croma
Fees & List of all charges
- Joining Fees: Rs 5999 per year + GST (to be paid Upfront)
- Annual Fees: Rs 5999 + GST (waived upon spending Rs 15,00,000 in the preceding year)
Documents Needed
- ID Proof: PAN Card
- Address Proof: Aadhaar Number mandatory
- Income Proof: No Income doc Required, Approval based on any other Existing Credit Card vintage and credit limit
Eligibility Criteria
- Required Age: 21-60 years
- Employment Status: Both Salaried and Self-Employed
- Cibil Score: 720+
- New to Credit: Not Allowed
- Customer shall have an existing credit card (other Bank) with min. Rs 50,000 credit limit and 6-month vintage
How to Avail the Offer
- User will be redirected to the Bank’s website
- Click Apply Now and do OTP verification
- Acceptance and approval of the application: Based on successful telephonic verification only – sole discretion of IDFC First Bank
- Application will be submitted and a confirmation SMS will be sent on approval of the application
IDFC Ashwa Credit Card
About IDFC Ashwa Credit Card –
- Earn 2,500 Reward Points on payment of the joining fee, an additional 2,500 Reward Points on spending Rs 20,000 in your second statement cycle, and another 2,500 Reward Points on spending Rs 20,000 in your third statement cycle
- Buy 1 Get 1 offer on movie tickets up to Rs. 400 twice a month via BookMyShow
- Up to 24 complimentary golf lessons per year, capped at 2 lessons per month, subject to a minimum spend of ₹20,000 in the previous month
- 4 complimentary visits to domestic airport spas & lounges in a quarter*
- 2 complimentary visits to international airport lounges in a quarter*
- Trip cancellation cover of up to Rs. 25,000 for up to 2 claims on hotel & flight bookings
- Enjoy up to Rs 10,000 instant discount and 6-month No Cost EMI on Apple purchases above Rs 12,900, valid from 1st to 31st October 2025 (Valid on Apple website and Offline Stores)
- 7.5% off up to Rs 7,500 on EMI purchases above Rs 5,000 (Sat–Mon) & 5% off up to Rs 2,500 on Non-EMI purchases above Rs 15,000 (Mon) at Croma
Fees & List of all charges
- Joining Fees: Rs 2999 + GST
- Annual Fees: Rs 2999 + GST
Documents Needed
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or Salary slips
- Recent passport-sized photo
Eligibility Criteria
- Age: 21-65 years
- Employment: Both salaried and self-employed individuals
- Credit Score: 710+
- New to Credit: Not Allowed
How to Avail the Offer
- User will be redirected to the IDFC Bank Credit Cards page
- Complete the application in the same session
IDFC FIRST Earn Credit Card
About IDFC FIRST Earn Credit Card –
- Enjoy Zero Joining Fees (Limited-Time Offer)
- Earn up to 1% Cashback on UPI spends – 1% via the IDFC FIRST Bank app and 0.5% on other UPI apps, online spends, utility bills, insurance, and wallet loads. (Capped at Rs 500 per statement cycle)
- Earn Upto 6.30% Interest on your Fixed Deposit
- Open an FD from Rs 5,000 and get a secured credit card with 100% of your FD value as the credit limit
- Get 10% Cashback (up to Rs 250) on your first UPI transaction made within 15 days of card activation
- Get Upto 8.5% Cashback on Travel Bookings*
- Get 25% Discount up to Rs 100 on movie tickets booked on District by Zomato*
- Get a Complimentary Roadside assistance worth Rs 1,399
Fees & List of Charges –
- Joining Fee: Nil
- Annual Fee: Rs 499 + GST
- Annual Fee: Rs 499 + GST, waived upon spending Rs 1,00,000 in the preceding year
Eligibility Criteria –
- New to Credit: Allowed
- Minimum Funding Required: Rs 5000
How to Avail the Offer
- User will be redirected to the IDFC Bank Credit Cards page
- Complete the application in the same session
IndiGo IDFC FIRST Dual Credit Cards
About IndiGo IDFC FIRST Dual Credit Cards –
- You receive two cards – one on Mastercard (global acceptance and usage) and one on RuPay (for UPI/QR payments and Indian acceptance) – with a shared credit limit and a single application
- Earn up to 22 BluChips per Rs 100 on IndiGo flight bookings, 3 BluChips per Rs 100 on everyday spends, and 0.5 BluChips per Rs 100 on UPI, rent, and utility payments (1 Indigo Bluechip = Re.1)
- Enjoy international (forex) markup fee of just 1.49%, making it cost-effective for foreign transactions
- Get a welcome voucher of 5,000 IndiGo BluChips and a complimentary IndiGo meal voucher with the joining fee route
- Enjoy up to 25,000 BluChips annually by reaching key spending milestones (Rs 2L, Rs 5L, Rs 8L, Rs 10L, and Rs 12L), plus an extra 3,000 BluChips when you spend Rs 1,00,000 within the first 90 days of receiving your IndiGo IDFC FIRST Dual Credit Card
- Enjoy complimentary 3-month EazyDiner Prime membership and exclusive hotel offers such as a stay voucher for The Postcard Hotels
- Pay the annual fee (Rs 4,999 + GST) and receive another 5,000 BluChips voucher and a meal voucher – renewable every year
- Enjoy up to Rs 10,000 instant discount on Apple products
- Get 7.5% off up to Rs 7,500 on Croma purchases over Rs 5,000
Fees & List of all charges –
- Joining Fees: Rs 4999 + GST / Nil (for Secured Card)
- Annual Fees: Rs 4999 + GST / Nil (for Secured Card)
Eligibility Criteria –
- Required Age: 21-65 years
- Employment: Both salaried and self-employed individuals
- Salaried Income: Rs 25,000/monthly
- Self Employed: Rs 3,00,000/annum
- Credit Score: 720+
- FD Required: Rs 1,00,000 and above (for Secured Card)
Documents Needed –
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or Salary slips
How to Avail the Offer –
- You will be redirected to the IDFC Bank Credit Cards page
- Complete the application in the same session
IDFC FIRST WOW Black Credit Card
About IDFC FIRST WOW Black Credit Card –
- Zero forex markup on international transactions
- Domestic airport lounge access (4 complimentary visits per year) plus higher reward value on flight and hotel bookings via the IDFC FIRST app
- Earn bonus points on flights/hotels booked via IDFC FIRST Mall. Redeem at Rs 0.50 per point for travel on the bank app
- Earn 4 Reward Points for every Rs 150 spent on online and offline transactions (1 RP per Rs 150 on insurance/utilities); no rewards on fuel, EMI, or cash withdrawals. Plus up to 3X RP (1% value-back) on eligible UPI payments
- Welcome benefits worth Rs 5,000+, including annual Lenskart Gold Max membership, 3-month Eazydiner membership, plus discounts on MMT, MokoBara, and more
- Get 25% off up to Rs 100 on movie tickets booked through District by Zomato, once every month
- Get 1% Fuel Surcharge Waiver up to Rs 200 in a statement cycle at all fuel stations across India on transactions between Rs 200 & Rs 5000
Fees & List of Charges –
- Joining Fee: Rs 750 + GST
- Annual Fee: Rs 750 + GST
- Annual fee of Rs 750 + GST, waived upon spending Rs 150000 in the preceding year
Eligibility Criteria –
- New to Credit: Allowed
How to Avail the Offer
- You will be redirected to the IDFC Bank Credit Cards page
- Complete the application in the same session
IDFC FIRST WOW Black Credit Card
About IDFC FIRST WOW Black Credit Card –
- Zero forex markup on international transactions
- Domestic airport lounge access (4 complimentary visits per year) plus higher reward value on flight and hotel bookings via the IDFC FIRST app
- Earn bonus points on flights/hotels booked via IDFC FIRST Mall. Redeem at Rs 0.50 per point for travel on the bank app
- Earn 4 Reward Points for every Rs 150 spent on online and offline transactions (1 RP per Rs 150 on insurance/utilities); no rewards on fuel, EMI, or cash withdrawals. Plus up to 3X RP (1% value-back) on eligible UPI payments
- Welcome benefits worth Rs 5,000+, including annual Lenskart Gold Max membership, 3-month Eazydiner membership, plus discounts on MMT, MokoBara, and more
- Get 25% off up to Rs 100 on movie tickets booked through District by Zomato, once every month
- Get 1% Fuel Surcharge Waiver up to Rs 200 in a statement cycle at all fuel stations across India on transactions between Rs 200 & Rs 5000
Fees & List of Charges –
- Joining Fee: Rs 750 + GST
- Annual Fee: Rs 750 + GST
- Annual fee of Rs 750 + GST, waived upon spending Rs 150000 in the preceding year
Eligibility Criteria –
- New to Credit: Allowed
How to Avail the Offer
- You will be redirected to the IDFC Bank Credit Cards page
- Complete the application in the same session
IDFC FIRST WOW Black Credit Card
About IDFC FIRST WOW Black Credit Card –
- Zero forex markup on international transactions
- Domestic airport lounge access (4 complimentary visits per year) plus higher reward value on flight and hotel bookings via the IDFC FIRST app
- Earn bonus points on flights/hotels booked via IDFC FIRST Mall. Redeem at Rs 0.50 per point for travel on the bank app
- Earn 4 Reward Points for every Rs 150 spent on online and offline transactions (1 RP per Rs 150 on insurance/utilities); no rewards on fuel, EMI, or cash withdrawals. Plus up to 3X RP (1% value-back) on eligible UPI payments
- Welcome benefits worth Rs 5,000+, including annual Lenskart Gold Max membership, 3-month Eazydiner membership, plus discounts on MMT, MokoBara, and more
- Get 25% off up to Rs 100 on movie tickets booked through District by Zomato, once every month
- Get 1% Fuel Surcharge Waiver up to Rs 200 in a statement cycle at all fuel stations across India on transactions between Rs 200 & Rs 5000
Fees & List of Charges –
- Joining Fee: Rs 750 + GST
- Annual Fee: Rs 750 + GST
- Annual fee of Rs 750 + GST, waived upon spending Rs 150000 in the preceding year
Eligibility Criteria –
- New to Credit: Allowed
How to Avail the Offer
- You will be redirected to the IDFC Bank Credit Cards page
- Complete the application in the same session
IDFC Ashwa Credit Card
About IDFC Ashwa Credit Card –
- Earn 2,500 Reward Points on payment of the joining fee, an additional 2,500 Reward Points on spending Rs 20,000 in your second statement cycle, and another 2,500 Reward Points on spending Rs 20,000 in your third statement cycle
- Buy 1 Get 1 offer on movie tickets up to Rs. 400 twice a month via BookMyShow
- Up to 24 complimentary golf lessons per year, capped at 2 lessons per month, subject to a minimum spend of ₹20,000 in the previous month
- 4 complimentary visits to domestic airport spas & lounges in a quarter*
- 2 complimentary visits to international airport lounges in a quarter*
- Trip cancellation cover of up to Rs. 25,000 for up to 2 claims on hotel & flight bookings
- Enjoy up to Rs 10,000 instant discount and 6-month No Cost EMI on Apple purchases above Rs 12,900, valid from 1st to 31st October 2025 (Valid on Apple website and Offline Stores)
- 7.5% off up to Rs 7,500 on EMI purchases above Rs 5,000 (Sat–Mon) & 5% off up to Rs 2,500 on Non-EMI purchases above Rs 15,000 (Mon) at Croma
Fees & List of all charges
- Joining Fees: Rs 2999 + GST
- Annual Fees: Rs 2999 + GST
Documents Needed
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or Salary slips
- Recent passport-sized photo
Eligibility Criteria
- Age: 21-65 years
- Employment: Both salaried and self-employed individuals
- Credit Score: 710+
- New to Credit: Not Allowed
How to Avail the Offer
- User will be redirected to the IDFC Bank Credit Cards page
- Complete the application in the same session
IDFC First Credit card
About IDFC First Credit Card –
- Lifetime Free Cards – No joining fee, no annual fee
- Railway lounge facility
- Never expiring Reward points
- Enjoy a Rs 500 welcome voucher on spending Rs 5,000+ and 5% cashback (up to Rs 1,000) on your first EMI transaction, both within the first 30 days of card activation.
- Complimentary Roadside Assistance up to 4 instances per year, valued at Rs 1,399 annually
- Get access to domestic airport lounges with IDFC FIRST Select card and access to both domestic and international airport lounges with IDFC FIRST Wealth card
- Enjoy up to Rs 10,000 instant discount and 6-month No Cost EMI on Apple purchases above Rs 12,900, valid from 1st to 31st November 2025 (Valid on Apple website and Offline Stores)
Fees & Charges
- Joining Fee: Nil
- Annual Fee: Nil
Documents Needed
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or salary slips
- Photograph: Recent passport-sized photo
Eligibility Criteria
- Age: 21 to 65 years
- Employment: Both salaried and self-employed individuals
- Salaried Income: Rs 25,000/monthly
- Self Employed: Rs 3,00,000/annum
- Credit Score: 710+
- New-to-Credit: Not Allowed
How to Avail the Offer
- User will be redirected to the Bank’s website
- Click Apply Now and do OTP verification
- Acceptance and approval of the application: Based on successful telephonic verification only – sole discretion of IDFC First Bank
- Application will be submitted and a confirmation SMS will be sent on approval of the application
IDFC FIRST Bank Mayura Credit Card
About IDFC FIRST Bank Mayura Credit Card –
- Zero Forex Markup Fees, No additional charges on international transactions, making it highly cost-effective for overseas spending
- Enjoy 4 complimentary visits per quarter to domestic airport spas and lounges, including 1 guest visit to domestic airport lounges, along with 4 complimentary visits to international airport lounges access
- Free Trip cancellation cover – Avail a reimbursement for non-refundable flight and hotel cancellation by up to Rs. 50,000, twice a year
- Earn 4,000 Reward Points on payment of the joining fee, an additional 4,000 Reward Points on spending ₹20,000 in your second statement cycle, and another 4,000 Reward Points on spending ₹20,000 in your third statement cycle
Other Amazing Offers –
- Movie Delights – Buy 1 Get 1 movie tickets upto Rs 500 off on BookMyShow, twice a month
- Up to 24 complimentary golf lessons per year, capped at 2 lessons per month, subject to a minimum spend of ₹20,000 in the previous month
- Earn Rs 1,000 cashback on each of the first 4 transactions ofRs1,000 or more within 60 days of card issuance (after paying the joining fee ofRs5,999 + GST)
- Enjoy up to Rs 10,000 instant discount and 6-month No Cost EMI on Apple purchases above Rs 12,900, valid from 1st to 31st October 2025 (Valid on Apple website and Offline Stores)
- 7.5% off up to Rs 7,500 on EMI purchases above ₹5,000 (Sat–Mon) & 5% off up to Rs 2,500 on Non-EMI purchases above Rs 15,000 (Mon) at Croma
Fees & List of all charges
- Joining Fees: Rs 5999 per year + GST (to be paid Upfront)
- Annual Fees: Rs 5999 + GST (waived upon spending Rs 15,00,000 in the preceding year)
Documents Needed
- ID Proof: PAN Card
- Address Proof: Aadhaar Number mandatory
- Income Proof: No Income doc Required, Approval based on any other Existing Credit Card vintage and credit limit
Eligibility Criteria
- Required Age: 21-60 years
- Employment Status: Both Salaried and Self-Employed
- Cibil Score: 720+
- New to Credit: Not Allowed
- Customer shall have an existing credit card (other Bank) with min. Rs 50,000 credit limit and 6-month vintage
How to Avail the Offer
- User will be redirected to the Bank’s website
- Click Apply Now and do OTP verification
- Acceptance and approval of the application: Based on successful telephonic verification only – sole discretion of IDFC First Bank
- Application will be submitted and a confirmation SMS will be sent on approval of the application
IDFC SWYP Credit Card
About IDFC SWYP Credit Card –
- Get discount coupons worth Rs 2,100 on EaseMyTrip on payment of joining fee
- Get complimentary Lenskart Gold Membership for 1 year on payment of joining fee
- Get 1000 Reward Points on 1st successful EMI transaction within first 30 days from card issuance (1RP = Rs 0.25)
- Get 2000 Reward Points worth Rs 500 on spending Rs 5,000 or more within first 30 days of card issuance (1RP = Rs 0.25)
Other Amazing Offers –
- Discount of 20% (upto Rs 80) on orders above Rs 299 on Dominos twice every month
- 10% off on Flights or Hotels (upto Rs 500) on transaction value above Rs 5,000 on EaseMyTrip once every quarter
- 20% off (upto Rs 270) on a min spend of Rs 1,250 on Sugar Cosmetics twice every month
- 10% instant discount (upto Rs 100) on purchases over Rs 999 on TataCliq once every month
- Discount of 10% (upto Rs 100) on orders above Rs 299 on Zomato twice every month
- 25% off (upto Rs 100) with FIRST SWYP Credit Card on Paytm Movies once every month
- 4 Complimentary Railway Lounge visits per quarter
- Fuel surcharge waiver of 1% (upto Rs 200/month)
- Complimentary Road Side Assistance (RSA) all over India, upto 4 times in a year worth Rs 1,399
- Enjoy up to Rs 10,000 instant discount on Apple products
- Get 7.5% off up to Rs 7,500 on Croma purchases over Rs 5,000
Partner Discounts –
- 10% Instant discount on Flipkart
- 10% Instant discount on Myntra, AJIO, Tata CliQ and 1MG
- 15% Instant discount on Tata CliQ Palette , Sugar cosmetics and Zomato
- 10-20% Instant discount on Travel bookings on Yatra, Adani one, MMT, GoIbibo etc.
- See all offers here: https://idfcfirstrewards.poshvine.com/offers
Fees & List of all charges
- Joining Fees: Rs 499 + GST
- Annual Fees: Rs 499 + GST (2nd year onwards)
Documents Needed
- PAN Card/Form 60
- Colour photograph
- Address proof
- ID Proof
- Income proof
Eligibility Criteria
- Employment Status: Salaried or Self-employed
- Income: Rs. 25000 per month
- Minimum Cibil Score Required: 750+
- Required Age: 21-60 years (Salaried), 25-60 years (Self employed)
IDFC FIRST WOW Black Credit Card
About IDFC FIRST WOW Black Credit Card –
- Zero forex markup on international transactions
- Domestic airport lounge access (4 complimentary visits per year) plus higher reward value on flight and hotel bookings via the IDFC FIRST app
- Earn bonus points on flights/hotels booked via IDFC FIRST Mall. Redeem at Rs 0.50 per point for travel on the bank app
- Earn 4 Reward Points for every Rs 150 spent on online and offline transactions (1 RP per Rs 150 on insurance/utilities); no rewards on fuel, EMI, or cash withdrawals. Plus up to 3X RP (1% value-back) on eligible UPI payments
- Welcome benefits worth Rs 5,000+, including annual Lenskart Gold Max membership, 3-month Eazydiner membership, plus discounts on MMT, MokoBara, and more
- Get 25% off up to Rs 100 on movie tickets booked through District by Zomato, once every month
- Get 1% Fuel Surcharge Waiver up to Rs 200 in a statement cycle at all fuel stations across India on transactions between Rs 200 & Rs 5000
Fees & List of Charges –
- Joining Fee: Rs 750 + GST
- Annual Fee: Rs 750 + GST
- Annual fee of Rs 750 + GST, waived upon spending Rs 150000 in the preceding year
Eligibility Criteria –
- New to Credit: Allowed
How to Avail the Offer
- You will be redirected to the IDFC Bank Credit Cards page
- Complete the application in the same session
IDFC First Power Plus Credit card
About IDFC First Power Plus Credit Card –
- 5% savings on HPCL fuel and LPG spends. Additional 1.5% savings as Payback Rewards when using the HP Pay app
- Interest-free ATM Cash Withdrawals
- Unlimited Never Expiring Rewards
- Rs 500 cashback on 1st HPCL fuel transaction of Rs 500 or above*
- Complimentary Roadside Assistance upto 4 instances per year, valued at Rs 1,399 annually
- Personal Accident Cover of Rs 2,00,000 and Lost Card Liability Cover of Rs 25,000
- Discount upto 50% on Domestic and International Rental Cars with Eco Rent A Car and Europcar
- Enjoy up to Rs 10,000 instant discount on Apple products
- Get 7.5% off up to Rs 7,500 on Croma purchases over Rs 5,000
Fees & List of all charges
- Joining Fees: Rs 499 + GST
- Annual Fees: Rs 499 + GST
- Avail annual fee waiver on spends over Rs 150000
Documents Needed
- ID Proof
- Address proof
- Income proof
- PAN Card/Form 60
Eligibility Criteria
- Employment Status: Salaried or Self-employed
- Income: Rs. 25000 per month
- Income: Rs. 500000 per year for Self- employed
- Required Age: 21-60 years ( Salaried), 25-60 years ( Self employed)
How to Avail the Offer
- User will be redirected to the bank’s website
- Click Apply Now and do OTP verification
- Acceptance and approval of the application: Based on successful telephonic verification only – sole discretion of IDFC First Bank
- Application will be submitted and a confirmation SMS will be sent on approval of the application
- Applicants already holding IDFC Credit Cards are not eligible for Profit
IDFC FIRST Classic Credit Card
About IDFC FIRST Classic Credit Card –
10X Reward Points: Har mahine ₹20,000 se zyada ke kharchon par aur aapke Birthday par 10X reward points milte hain.
6X & 3X Reward Points: ₹20,000 tak ke online kharchon par 6X aur offline kharchon par 3X reward points milte hain.
Never Expiring Rewards: Is card ke reward points kabhi expire nahi hote aur inki koi capping (limit) nahi hai. (1 Reward Point = ₹0.25).
Welcome Benefit: Card milne ke 90 dino ke andar ₹15,000 kharch karne par ₹500 worth gift voucher.
5% Cashback: Pehle 90 dino mein kiye gaye pehle EMI transaction par 5% cashback (Up to ₹1,000).
Railway Lounge Access: Har quarter 4 complimentary visits (Saal mein total 16 railway lounge visits).
Movie Offer: Paytm app ke zariye movie tickets par 25% discount (Up to ₹100 per month).
Roadside Assistance (RSA): ₹1,399 worth ki complimentary roadside assistance saal mein 4 baar.
Interest-Free ATM Withdrawal: ATM se cash nikalne par 48 dino tak koi interest nahi lagta (Sirf ₹199 + GST cash advance fee lagti hai).
Fuel Surcharge Waiver: 1% surcharge waiver (Up to ₹200/month) ₹200 se ₹5,000 ke beech ke transactions par.
Fees & List of Charges –
Joining Fee: Nil (Lifetime Free).
Annual Fee: Nil (Lifetime Free).
Reward Redemption Fee: ₹99 + GST per redemption transaction.
Interest Rate (APR): Bahut kam rates, 0.75% se 3.5% per month (9% to 42% per annum) ke beech, aapke credit profile ke hisaab se.
Documents Needed –
ID Proof: PAN Card (Mandatory).
Address Proof: Aadhaar Card, Passport, Voter ID, ya Driving License.
Income Proof: * Salaried: Latest 3 months’ salary slips aur bank statement.
Self-Employed: Latest ITR copy aur bank statement.
Eligibility Criteria –
Age: 21 se 65 saal.
Employment: Salaried ya Self-Employed.
Monthly Income: Minimum ₹25,000 monthly (Salaried) ya ITR of ₹3 Lakhs+ (Self-Employed).
Credit Score: 710+ score behtar approval ke liye.
Lounge Access Condition: Lounge benefits ke liye pichle calendar month mein kam se kam ₹20,000 kharch karna zaroori hai.
How to Avail the Offer
IDFC FIRST Bank ki official website ya Mobile App par jayein.
“Classic Credit Card” select karein aur apni details fill karein.
Video KYC (VKYC) session complete karein aur card instant approve ho jayega.
IDFC First Power Plus Credit card
About IDFC First Power Plus Credit Card –
- 5% savings on HPCL fuel and LPG spends. Additional 1.5% savings as Payback Rewards when using the HP Pay app
- Interest-free ATM Cash Withdrawals
- Unlimited Never Expiring Rewards
- Rs 500 cashback on 1st HPCL fuel transaction of Rs 500 or above*
- Complimentary Roadside Assistance upto 4 instances per year, valued at Rs 1,399 annually
- Personal Accident Cover of Rs 2,00,000 and Lost Card Liability Cover of Rs 25,000
- Discount upto 50% on Domestic and International Rental Cars with Eco Rent A Car and Europcar
- Enjoy up to Rs 10,000 instant discount on Apple products
- Get 7.5% off up to Rs 7,500 on Croma purchases over Rs 5,000
Fees & List of all charges
- Joining Fees: Rs 499 + GST
- Annual Fees: Rs 499 + GST
- Avail annual fee waiver on spends over Rs 150000
Documents Needed
- ID Proof
- Address proof
- Income proof
- PAN Card/Form 60
Eligibility Criteria
- Employment Status: Salaried or Self-employed
- Income: Rs. 25000 per month
- Income: Rs. 500000 per year for Self- employed
- Required Age: 21-60 years ( Salaried), 25-60 years ( Self employed)
How to Avail the Offer
- User will be redirected to the bank’s website
- Click Apply Now and do OTP verification
- Acceptance and approval of the application: Based on successful telephonic verification only – sole discretion of IDFC First Bank
- Application will be submitted and a confirmation SMS will be sent on approval of the application
- Applicants already holding IDFC Credit Cards are not eligible for Profit
IDFC Ashwa Credit Card
About IDFC Ashwa Credit Card –
- Earn 2,500 Reward Points on payment of the joining fee, an additional 2,500 Reward Points on spending Rs 20,000 in your second statement cycle, and another 2,500 Reward Points on spending Rs 20,000 in your third statement cycle
- Buy 1 Get 1 offer on movie tickets up to Rs. 400 twice a month via BookMyShow
- Up to 24 complimentary golf lessons per year, capped at 2 lessons per month, subject to a minimum spend of ₹20,000 in the previous month
- 4 complimentary visits to domestic airport spas & lounges in a quarter*
- 2 complimentary visits to international airport lounges in a quarter*
- Trip cancellation cover of up to Rs. 25,000 for up to 2 claims on hotel & flight bookings
- Enjoy up to Rs 10,000 instant discount and 6-month No Cost EMI on Apple purchases above Rs 12,900, valid from 1st to 31st October 2025 (Valid on Apple website and Offline Stores)
- 7.5% off up to Rs 7,500 on EMI purchases above Rs 5,000 (Sat–Mon) & 5% off up to Rs 2,500 on Non-EMI purchases above Rs 15,000 (Mon) at Croma
Fees & List of all charges
- Joining Fees: Rs 2999 + GST
- Annual Fees: Rs 2999 + GST
Documents Needed
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or Salary slips
- Recent passport-sized photo
Eligibility Criteria
- Age: 21-65 years
- Employment: Both salaried and self-employed individuals
- Credit Score: 710+
- New to Credit: Not Allowed
How to Avail the Offer
- User will be redirected to the IDFC Bank Credit Cards page
- Complete the application in the same session
IDFC FIRST Select Credit Card
About IDFC FIRST Select Credit Card –
10X Reward Points: Har mahine ₹20,000 se zyada ke incremental spends par aur aapke Birthday par unlimited 10X reward points milte hain.
3X Reward Points: ₹20,000 tak ke online aur offline kharchon par 3X reward points milte hain. (1 Reward Point = ₹0.25).
Airport Lounge Access: 2 complimentary domestic airport lounge aur spa visits har quarter (Saal mein 8 visits). Iske liye pichle calendar month mein kam se kam ₹20,000 kharch karna zaroori hai.
Railway Lounge Access: 4 complimentary railway lounge visits har quarter (Saal mein 16 visits). Iske liye bhi ₹20,000 monthly spend ka rule lagu hai.
BOGO Movie Offer: ‘District by Zomato’ app par “Buy One Get One” offer – Up to ₹125 off (Mahine mein 2 baar valid).
Low Forex Markup: Sirf 1.99% forex markup fee, jo international transactions ke liye sasta hai.
Welcome Benefit: Card milne ke pehle 30 dino mein ₹5,000 kharch karne par ₹500 worth gift voucher aur pehle EMI transaction par up to ₹1,000 cashback.
Insurance Benefits: ₹1 Crore ka Air Accident Cover, ₹5 Lakh Personal Accident cover, aur ₹10,000 tak ka Trip Cancellation cover.
Interest-Free ATM Withdrawal: ATM se cash nikalne par 48 dino tak koi interest nahi (Sirf ₹199 + GST per transaction charge).
Roadside Assistance (RSA): ₹1,399 worth ki complimentary roadside assistance saal mein 4 baar milti hai.
Fees & List of Charges –
Joining Fee: Nil (Lifetime Free).
Annual Fee: Nil (Lifetime Free).
Reward Redemption Fee: ₹99 + GST per redemption session.
Utility/Rent Charges: ₹20,000 se upar ke utility bills par 1% surcharge. Rent payment par 1% ya ₹249 (jo zyada ho) fee lagti hai.
Documents Needed –
ID Proof: PAN Card (Mandatory), Aadhaar Card.
Address Proof: Aadhaar Card, Passport, ya Utility Bills.
Income Proof:
Salaried: Latest 3 months’ salary slips aur bank statement.
Self-Employed: Latest ITR (Income Tax Return) copy.
Photograph: Ek recent passport-sized photo.
Eligibility Criteria –
Age: 21 se 65 saal.
Employment: Salaried ya Self-Employed.
Net Annual Income: Minimum ₹12 Lakhs per annum.
Credit Score: 750+ score behtar approval ke liye zaroori hai.
How to Avail the Offer
IDFC FIRST Bank ki official website ya mobile app par jayein.
Apni basic details aur PAN enter karke eligibility check karein.
Application submit karne ke baad Video KYC (VKYC) process poora karein.