Kiwi UPI RuPay Credit Card

About Kiwi UPI RuPay Credit Card –

  • 1.5% Flat Cashback: Har UPI Scan & Pay transaction par 1.5% ka flat cashback (Kiwis ke roop mein).

  • Up to 5% Cashback (Neon): Agar aap Kiwi Neon member hain, toh spending milestones achieve karne par aapko 5% tak cashback mil sakta hai.

  • Direct Bank Transfer: Earn kiye gaye “Kiwis” (rewards) ko aap seedhe apne linked bank account mein cash ke roop mein transfer kar sakte hain (4 Kiwis = ₹1).

  • Virtual Instant Card: Apply karte hi virtual card mil jata hai, jise aap GPay, PhonePe ya Paytm par link karke turant chalana shuru kar sakte hain.

  • Lounge Access: Kiwi Neon membership ke saath saal mein 3 complimentary domestic airport lounge visits milte hain (Milestone spending par).

  • 0.5% Online Spends: Non-UPI online transactions par 0.5% cashback milta hai.

  • 1% Fuel Surcharge Waiver: ₹400 se ₹4,000 ke fuel transactions par surcharge maaf (Max ₹250 per month).

  • No Expiry Rewards: Aapke reward points (Kiwis) kabhi expire nahi hote.


Fees & List of Charges –

  • Joining Fee: Nil (Lifetime Free).

  • Annual Fee: Nil (Lifetime Free).

  • Neon Membership Fee: ₹999 + GST per year (Optional, sirf extra cashback aur lounge ke liye).

  • Reward Redemption: Kam se kam 500 Kiwis hone par hi redeem kar sakte hain.

  • Note: Fuel, Rent, Utilities aur Insurance payments par rewards nahi milte.


Documents Needed –

  • ID Proof: PAN Card (Mandatory).

  • Address Proof: Aadhaar Card (e-KYC ke liye).

  • Income Proof: * Salaried: Last 3 months’ salary slips.

    • Self-Employed: Latest ITR copy.

  • Note: Bahut se users ke liye ye card sirf PAN aur Aadhaar ke basis par digital process se approve ho jata hai.


Eligibility Criteria –

  • Age: 21 se 60 saal.

  • Employment: Salaried ya Self-Employed.

  • Monthly Income: Minimum ₹25,000.

  • Credit Score: 720+ (CIBIL score jitna achha hoga, approval utna fast milega).

  • Exclusion: Agar aapke paas pehle se Axis ya YES Bank ka wahi same variant card hai, toh shayad eligibility na bane.


How to Avail the Offer

  • Kiwi App download karke apna mobile number register karein.

  • Apni PAN details aur basic jankari bharein.

  • Video KYC (VKYC) process poora karke virtual card activate karein aur UPI se link karein.

Kiwi UPI RuPay Credit Card

About Kiwi UPI RuPay Credit Card –

  • 1.5% Flat Cashback: Har UPI Scan & Pay transaction par 1.5% ka flat cashback (Kiwis ke roop mein).

  • Up to 5% Cashback (Neon): Agar aap Kiwi Neon member hain, toh spending milestones achieve karne par aapko 5% tak cashback mil sakta hai.

  • Direct Bank Transfer: Earn kiye gaye “Kiwis” (rewards) ko aap seedhe apne linked bank account mein cash ke roop mein transfer kar sakte hain (4 Kiwis = ₹1).

  • Virtual Instant Card: Apply karte hi virtual card mil jata hai, jise aap GPay, PhonePe ya Paytm par link karke turant chalana shuru kar sakte hain.

  • Lounge Access: Kiwi Neon membership ke saath saal mein 3 complimentary domestic airport lounge visits milte hain (Milestone spending par).

  • 0.5% Online Spends: Non-UPI online transactions par 0.5% cashback milta hai.

  • 1% Fuel Surcharge Waiver: ₹400 se ₹4,000 ke fuel transactions par surcharge maaf (Max ₹250 per month).

  • No Expiry Rewards: Aapke reward points (Kiwis) kabhi expire nahi hote.


Fees & List of Charges –

  • Joining Fee: Nil (Lifetime Free).

  • Annual Fee: Nil (Lifetime Free).

  • Neon Membership Fee: ₹999 + GST per year (Optional, sirf extra cashback aur lounge ke liye).

  • Reward Redemption: Kam se kam 500 Kiwis hone par hi redeem kar sakte hain.

  • Note: Fuel, Rent, Utilities aur Insurance payments par rewards nahi milte.


Documents Needed –

  • ID Proof: PAN Card (Mandatory).

  • Address Proof: Aadhaar Card (e-KYC ke liye).

  • Income Proof: * Salaried: Last 3 months’ salary slips.

    • Self-Employed: Latest ITR copy.

  • Note: Bahut se users ke liye ye card sirf PAN aur Aadhaar ke basis par digital process se approve ho jata hai.


Eligibility Criteria –

  • Age: 21 se 60 saal.

  • Employment: Salaried ya Self-Employed.

  • Monthly Income: Minimum ₹25,000.

  • Credit Score: 720+ (CIBIL score jitna achha hoga, approval utna fast milega).

  • Exclusion: Agar aapke paas pehle se Axis ya YES Bank ka wahi same variant card hai, toh shayad eligibility na bane.


How to Avail the Offer

  • Kiwi App download karke apna mobile number register karein.

  • Apni PAN details aur basic jankari bharein.

  • Video KYC (VKYC) process poora karke virtual card activate karein aur UPI se link karein.

Kiwi UPI RuPay Credit Card

About Kiwi UPI RuPay Credit Card –

  • 1.5% Flat Cashback: Har UPI Scan & Pay transaction par 1.5% ka flat cashback (Kiwis ke roop mein).

  • Up to 5% Cashback (Neon): Agar aap Kiwi Neon member hain, toh spending milestones achieve karne par aapko 5% tak cashback mil sakta hai.

  • Direct Bank Transfer: Earn kiye gaye “Kiwis” (rewards) ko aap seedhe apne linked bank account mein cash ke roop mein transfer kar sakte hain (4 Kiwis = ₹1).

  • Virtual Instant Card: Apply karte hi virtual card mil jata hai, jise aap GPay, PhonePe ya Paytm par link karke turant chalana shuru kar sakte hain.

  • Lounge Access: Kiwi Neon membership ke saath saal mein 3 complimentary domestic airport lounge visits milte hain (Milestone spending par).

  • 0.5% Online Spends: Non-UPI online transactions par 0.5% cashback milta hai.

  • 1% Fuel Surcharge Waiver: ₹400 se ₹4,000 ke fuel transactions par surcharge maaf (Max ₹250 per month).

  • No Expiry Rewards: Aapke reward points (Kiwis) kabhi expire nahi hote.


Fees & List of Charges –

  • Joining Fee: Nil (Lifetime Free).

  • Annual Fee: Nil (Lifetime Free).

  • Neon Membership Fee: ₹999 + GST per year (Optional, sirf extra cashback aur lounge ke liye).

  • Reward Redemption: Kam se kam 500 Kiwis hone par hi redeem kar sakte hain.

  • Note: Fuel, Rent, Utilities aur Insurance payments par rewards nahi milte.


Documents Needed –

  • ID Proof: PAN Card (Mandatory).

  • Address Proof: Aadhaar Card (e-KYC ke liye).

  • Income Proof: * Salaried: Last 3 months’ salary slips.

    • Self-Employed: Latest ITR copy.

  • Note: Bahut se users ke liye ye card sirf PAN aur Aadhaar ke basis par digital process se approve ho jata hai.


Eligibility Criteria –

  • Age: 21 se 60 saal.

  • Employment: Salaried ya Self-Employed.

  • Monthly Income: Minimum ₹25,000.

  • Credit Score: 720+ (CIBIL score jitna achha hoga, approval utna fast milega).

  • Exclusion: Agar aapke paas pehle se Axis ya YES Bank ka wahi same variant card hai, toh shayad eligibility na bane.


How to Avail the Offer

  • Kiwi App download karke apna mobile number register karein.

  • Apni PAN details aur basic jankari bharein.

  • Video KYC (VKYC) process poora karke virtual card activate karein aur UPI se link karein.

Kiwi UPI RuPay Credit Card

About YES Bank Rio RuPay Credit Card –

  • 3% Rio Coins on UPI: Rio app ke zariye har ₹100 ke UPI transaction par 3 Rio Coins milte hain (Min. transaction ₹50).

  • 1% Rio Coins on Non-UPI: Sabhi online aur offline spends par 1% Rio Coins milte hain.

  • Direct Redemption: 4 Rio Coins = ₹1. Inhe aap seedhe apne statement balance ya bank account mein cash ke roop mein redeem kar sakte hain.

  • Lounge Access: 2 complimentary domestic airport lounge visits har quarter (Saal mein 8 visits). Note: Iske liye pichle quarter mein ₹50,000 kharch karna zaroori hai.

  • Reward Capping: Aap ek billing cycle mein apne credit limit ke 1.5% tak hi rewards earn kar sakte hain.

  • 1% Fuel Surcharge Waiver: ₹400 se ₹5,000 ke beech ke transactions par (Max ₹250 per month).

  • UPI Integration: RuPay card hone ki wajah se aap ise GPay, PhonePe, ya Rio App par link karke kisi bhi merchant QR code ko scan karke payment kar sakte hain.

  • Virtual Access: Ye card virtual format mein turant mil jata hai taaki aap UPI use kar sakein.


Fees & List of Charges –

  • Joining Fee: Nil (Lifetime Free).

  • Annual Fee: Nil (Lifetime Free).

  • Utility Charges: ₹15,000 se upar ke utility bills par 1% surcharge (Max ₹3,000/month).

  • Rental/Education Fee: Third-party apps se payment karne par 1% fee lagti hai.


Documents Needed –

  • ID Proof: PAN Card (Mandatory), Aadhaar Card.

  • Address Proof: Aadhaar Card, Passport, ya Electricity bill.

  • Income Proof: * Salaried: Latest 3 months’ salary slips aur bank statement.

    • Self-Employed: Latest ITR copy.

  • Photograph: Digital application ke liye live selfie ki zaroorat hoti hai.


Eligibility Criteria –

  • Age: 21 se 60 saal.

  • Employment: Salaried ya Self-Employed.

  • Monthly Income: Minimum ₹25,000 net salary (Salaried) ya ITR of ₹7.5 Lakhs (Self-Employed).

  • Credit Score: 730+ behtar approval ke liye.

  • Restriction: Agar aapke paas pehle se koi YES Bank ka credit card hai, toh aap is card ke liye eligible nahi honge.


How to Avail the Offer

  • Rio Money App download karke register karein.

  • Apni PAN aur Aadhaar details enter karke eligibility check karein.

  • Application submit karne ke baad Video KYC (VKYC) poori karein aur virtual card turant payein.

Zagg RuPay Credit Card

About Zagg RuPay Credit Card –

  • Enjoy a Lifetime Free Credit Card with No Joining or Renewal fees
  • Earn a Flat 3% as Zagg Coins on every payment over Rs 50 through the Zagg app, with each coin valued at Rs 0.25 and redeemable directly to bank account (Upto Rs 45000 Cashback per year)
  • Zagg RuPay Credit Card comes with a credit limit of up to Rs 5,00,000, giving you the flexibility to spend more and manage your finances with ease
  • Get upto 8 Complimentary Domestic Lounge Access (2 per quarter on spends of minimum Rs 50,000)
  • 1% Fuel Surcharge waiver on transactions between Rs 400 and Rs 5,000 (capped at Rs 250 per month)
  • Get 50-day interest-free period with a billing cycle of 30 days and a payment period of upto 20 days

 

Eligibility Criteria –

  • Age: 21 to 65 years
  • Occupations Allowed: Salaried or Self Employed
  • Minimum Income: Rs 25000/Monthly
  • Credit Score: 720+

 

Documents Needed –

  • ID Proof: PAN Card
  • Income Proof: Bank statements of Last 3 months

 

How to avail the offer

  • You will be redirected to Zagg’s App on Play store
  • Complete the application in the same session