SBI Cashback Credit Card
About SBI Cashback Credit Card –
- Earn 5% cashback on every eligible online transaction, across all websites and apps. No merchant restrictions (Capped at Rs 5000/month combined for both Online & Offline Spends)
- Offline spends: Get 1% cashback on everyday purchases (eligible offline categories)
- Online + offline cashback combined is capped at Rs 5,000 per statement cycle – save Rs 60,000/year!
- Fuel surcharge waiver: 1% waiver on transactions between Rs 500– Rs 3,000, capped at Rs 100 per statement cycle. No cashback is earned on fuel
- Cashback is auto-credited to your SBI Card account within 2 working days of statement generation
Fees & List of Charges –
- Joining Fee: Rs 999 + GST, you get more EarnKaro Profit than this
- Annual Fee: Rs 999 + GST, from second year onwards
- The annual fee is waived if you spend Rs 2,00,000 or more in the previous year
Documents Needed –
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or salary slips
- Photograph: Recent passport-sized photo
Eligibility Criteria –
- Age: 21 to 65 years
- Employment: Both salaried and self-employed individuals
- Minimum Income: Rs 30,000
- Credit Score: 650+ with no delayed payments in the past 12 months
- New-to-Credit: Allowed only for salaried applicants
How to Avail the Offer
- User will be redirected to the SBI Bank Credit Cards page
- Complete the application in the same session
SBI Simply Click Credit Card
About SBI Simply Click Credit Card –
- Partner brands: 10X Reward Points = 2.5% back (Rs 2.50/Rs 100) at Amazon, BookMyShow, Cleartrip, Apollo24x7, Yatra, Netmeds, EazyDiner, Swiggy
- Other online spends: 5X RP = 1.25% back
- Offline spends: 1 RP/Rs 100 = 0.25% back
- Welcome Benefit: Rs 500 Amazon voucher on payment of joining fee
- Milestone rewards: Rs 2,000 Cleartrip/Yatra voucher on annual online spend of Rs 1L + another Rs 2,000 voucher at Rs 2L – Rs 4,000 total per year
- Fuel waiver: 1% surcharge refund on Rs 500-Rs 3,000 transactions; capped at Rs 100/month
Fees & List of Charges –
- Joining Fee: Rs 499 + GST, Rs 500 Amazon voucher as welcome benefit covers this cost
- Annual Fee: Rs499 + GST, from second year onwards
- The annual fee is waived if you spend Rs 1,00,000 or more in the previous year
Documents Needed –
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or salary slips
- Photograph: Recent passport-sized photo
Eligibility Criteria –
- Age: 21 to 65 years
- Employment: Both salaried and self-employed individuals
- Minimum Income: Rs 25,000
- Self Employed: ITR > Rs 4,80,000/annum
- Credit Score: 720+ with no delayed payments in the past 12 months
- New-to-Credit: Allowed only for salaried applicants
How to Avail the Offer
- User will be redirected to the SBI Bank Credit Cards page
- Complete the application in the same session
SBI Simply Save Credit Card
About SBI Simply Save Credit Card –
- Entry-Level Card: Simple rewards structure, low fee, ideal for beginners
- 10 RP per Rs 150 (up to 5,000 RPs/month) on Dining, Movies, Groceries, Departmental Stores (~1.67% back)
- 1 RP per Rs 150 on all other spends (~0.25% back as 4 RPs = Rs 1)
- Welcome Benefit: 2,000 Reward Points on spends of Rs 2,000 in 60 days (~Rs 500 value)
- Fuel Surcharge Waiver: 1% waiver on Rs 500-Rs 3,000 transactions (max Rs 100/month)
Fees & List of Charges –
- Joining Fee: Rs 499 + GST, covered with a Rs 3,000 Welcome benefit worth Rs 500
- Annual Fee: Rs 499 + GST, from second year onwards
- The Renewal fee is waived if your annual spends is Rs 1,00,000 or more in the previous year
Documents Needed –
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or salary slips
- Photograph: Recent passport-sized photo
Eligibility Criteria –
- Age: 21 to 65 years
- Employment: Both salaried and self-employed individuals
- Minimum Income: Rs 30,000
- Credit Score: 650+ with no delayed payments in the past 12 months
- New-to-Credit: Allowed only for salaried applicants
How to Avail the Offer
- User will be redirected to the SBI Bank Credit Cards page
- Complete the application in the same session
SBI Prime Credit Card
About SBI Prime Credit Card –
- 10 Reward Points per Rs 100 spent on Dining, Groceries, Departmental stores and Movies – 2.5% value back
- 2 RP per Rs 100 on all other retail (excluding fuel)
- Birthday Benefit: 20 RP/Rs 100 on spending day before, day of, day after birthday (capped at 2,000 RP/yr)
- Enjoy 8 complimentary Domestic Lounge visits & 4 International Lounge visits (max. 2 visits per quarter)
- Welcome Gift Worth Rs 3,000 from Premium Brands like Bata, Hush Puppies, Pantaloons, Aditya Birla Fashion, Shoppers Stop, or Yatra.com upon payment of the Annual Fee
- Quarterly Milestone: Rs 50k spend in a quarter – Pizza Hut Rs 1,000 voucher
- Annual Milestone: Rs 5 lakh spend – Rs 7,000 e-gift voucher (Yatra / Pantaloons etc.)
- Complimentary Memberships: Club Vistara Silver & Trident Red Tier
- Fuel Surcharge Waiver: 1% waiver on Rs 500-Rs 4,000 petrol transactions, up to Rs 250/month
Fees & List of Charges –
- Joining Fee: Rs 2999 + GST, covered with a Rs 3,000 Welcome Voucher
- Annual Fee: Rs 2999 + GST, from second year onwards
- The Renewal fee is waived if annual spends is Rs 3,00,000 or more in the previous year
Documents Needed –
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or salary slips
- Photograph: Recent passport-sized photo
Eligibility Criteria –
- Age: 21 to 65 years
- Employment: Both salaried and self-employed individuals
- Minimum Income: Rs 30,000 per month
- 650+ with no delayed payments in the past 12 months
- New-to-Credit: Allowed only for Salaried applicants
How to Avail the Offer
- User will be redirected to the SBI Bank Credit Cards page
- Complete the application in the same session
SBI BPCL Credit Card
About SBI BPCL Credit Card –
- 13 RP/Rs 100 on BPCL fuel spends (~3.25% back) + 1% fuel surcharge waiver → total ~4.25% savings
- 5 RP/Rs 100 on Dining, Groceries, Movies, Departmental Stores (~1.25% back)
- 1 RP/Rs 100 on other retail spends (~0.25% back)
- Welcome Gift: 2,000 Reward Points on joining (~Rs 500 value)
- Fuel Surcharge Waiver: 1% waiver on transactions ≤ Rs 4,000, capped at Rs 100/month
- Caps: Max 1,300 bonus RP per billing cycle in fuel category
- Reward Redemption: Redeem instantly at BPCL outlets → points convert directly into free fuel
Fees & List of Charges –
- Joining Fees: Rs 499 + GST, Welcome benefit worth Rs 500 covers the joining fee
- Annual Fees: Rs 499 + GST, from second year onwards
- The Renewal fee is waived if annual spends is Rs 50,000 or more in the previous year
Documents Needed –
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or salary slips
- Photograph: Recent passport-sized photo
Eligibility Criteria –
- Age: 21 to 65 years
- Employment: Both salaried and self-employed individuals
- Minimum Income: Rs 30,000 per month
- 650+ with no delayed payments in the past 12 months
- New-to-Credit: Allowed only for Salaried applicants
How to Avail the Offer
- User will be redirected to the SBI Bank Credit Cards page
- Complete the application in the same session
SBI Miles Credit Card
About SBI Miles Credit Card –
- 2 Travel Credits per Rs 200 on travel spends (=1% value when converted to airline/hotel miles) – saves ~ Rs 6,000/yr on Rs 6L travel spend
- 1 Travel Credit per Rs 200 on other spends (=0.5% value) – saves ~ Rs 3,000/yr on Rs 6L non-travel spend
- Best Use Case: Convert credits to airline/hotel points at Rs 1 per credit to unlock full value
- Welcome Gift: 1,500 Travel Credits on Rs 30,000 spend in 60 days (~ Rs 1,500 upfront value)
- Milestone Reward: 5,000 bonus Travel Credits on Rs 5 lakh annual spend (~ Rs 5,000 extra value)
- Domestic Lounge Access: 4 complimentary visits every year (max 2 per quarter) + 1 extra visit per Rs 1 lakh annual spend
- Priority Pass: Free membership for first 2 years – access 1,000+ global lounges, but each visit is chargeable
Fees & List of Charges –
- Annual Fee: Rs 1499 + GST, the Welcome Benefit covers this cost
- Renewal Fee: Rs 1499 + GST, from second year onwards
- The Renewal fee is waived if your annual spends is Rs 6,00,000 or more in the previous year
Documents Needed –
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or salary slips
- Photograph: Recent passport-sized photo
Eligibility Criteria –
- Age: 21 to 65 years
- Employment: Both salaried and self-employed individuals
- Minimum Income: Rs 60,000/monthly (Salaried) & Rs 7,20,000 lakhs/annually (Self-Employed)
- Credit Score: 750+ with no delayed payments in the past 12 months
- New-to-Credit: Not Allowed
How to Avail the Offer
- User will be redirected to the SBI Bank Credit Cards page
- Complete the application in the same session
SBI Elite Credit Card
About SBI Elite Credit Card –
- Premium Lifestyle: Free lounges, free movies, concierge, low forex – all in one card
- 8 complimentary domestic lounge visits/year (2/quarter)
- 6 complimentary international lounge visits/year + Priority Pass membership (first 2 years)
- Lowest Foreign Currency Mark-up charge at 1.99% on International usage
- 2 free BookMyShow movie tickets every month (~ Rs 6,000 annual value)
- Bonus Rewards: Up to 50,000 RP annually on milestone spends worth Rs 12,500
- Welcome Gift: Rs 5,000 e-voucher
- Concierge + premium customer support
- Fuel Surcharge Waiver: 1% on Rs 500-Rs 4,000, capped at Rs 250/month
Fees & List of Charges –
- Joining Fee: Rs 4999 + GST, covers with a Welcome benefit worth Rs 5,000
- Annual Fee: Rs 4999 + GST, from second year onwards
- The Renewal fee is waived if your annual spends is Rs 10,00,000 or more in the previous year
Documents Needed –
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or salary slips
- Photograph: Recent passport-sized photo
Eligibility Criteria –
- Age: 21 to 65 years
- Employment: Both salaried and self-employed individuals
- Minimum Income: Rs 60,000/monthly (Salaried) & Rs 7,20,000/annually (Self-Employed)
- Credit Score: 750+ with no delayed payments in the past 12 months
- New-to-Credit: Not Allowed
How to Avail the Offer
- User will be redirected to the SBI Bank Credit Cards page
- Complete the application in the same session
SBI IRCTC Rupay Credit Card
About SBI IRCTC Rupay Credit Card –
- Best for railway tickets: 10% back on AC1, AC2, AC3, Chair Car, Executive Chair IRCTC bookings (earned as Reward Points)
- 1 Reward Point per Rs 125 on other retail spends (~0.8% return rate)
- 4 complimentary railway lounge visits per year (1/quarter)
- Welcome Bonus: 350 Reward Points on first spend ≥ Rs 500 (within 45 days of card issuance)
- Renewal Bonus: 500 Reward Points on fee payment (offsets Rs 500 fee)
- 1% IRCTC transaction charge waiver on e-ticket bookings
- 1% fuel surcharge waiver on Rs 500-Rs 3,000 transactions (max Rs 100/month)
- RuPay Network: UPI enabled + eligible for RuPay/UPI offers
Fees & List of Charges –
- Annual Fee: Rs 500 + GST, partially offset by 350 welcome Reward Points (~ Rs 350 value)
- Renewal Fee: Rs 500 + GST, from second year onwards
Documents Needed –
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or salary slips
- Photograph: Recent passport-sized photo
Eligibility Criteria –
- Age: 21 to 65 years
- Employment: Both salaried and self-employed individuals
- Minimum Income: Rs 30,000 per month
- 650+ with no delayed payments in the past 12 months
- New-to-Credit: Allowed only for Salaried applicants
How to Avail the Offer
- User will be redirected to the SBI Bank Credit Cards page
- Complete the application in the same session
SBI BPCL Octane Credit Card
About SBI BPCL Octane Credit Card –
- Earn up to 7.25% value back on fuel purchases at BPCL stations: 25 Reward Points per Rs 100 spent (≈6.25%, capped at 2,500 points/month) plus a 1% fuel surcharge waiver (up to Rs 100/month on Rs 4,000 spend)
- Earn 10 Reward Points per Rs 100 on dining, groceries, departmental stores, and movies (up to 7,500 points/month), and 1 Reward Point per Rs 100 on all other retail spends
- Get 4 Complimentary Domestic airport lounge visits annually, one per quarter.
- Receive 6,000 bonus Reward Points (worth Rs 1,500) as a welcome benefit upon payment of the annual fee (value: Rs 0.25 per point)
- Enjoy Instant Redemption of Reward Points at select BPCL petrol pumps
- Get a Rs 2,000 e-voucher from top brands like Aditya Birla Fashion, Yatra, Hush Puppies, or Bata on annual spends of Rs 3 lakh
Fees & List of Charges –
- Joining Fee: Rs 1499 + GST
- Annual Fee: Rs 1499 + GST
- Annual fee waived upon spending Rs 2,00,000 in the preceding year
Documents Needed –
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or Salary slips
- Photograph: Recent passport-sized photo
Eligibility Criteria –
- Age: 21 to 65 years
- Employment: Both Salaried and Self-employed individuals
- Minimum Income: Rs 30000/Monthly
- Credit Score: 720+
- New to Credit: Not Allowed
How to Avail the Offer
- User will be redirected to the SBI Bank Credit Cards page
- Complete the application in the same session
SBI Cashback Credit Card
About SBI Cashback Credit Card –
- Earn 5% cashback on every eligible online transaction, across all websites and apps. No merchant restrictions (Capped at Rs 5000/month combined for both Online & Offline Spends)
- Offline spends: Get 1% cashback on everyday purchases (eligible offline categories)
- Online + offline cashback combined is capped at Rs 5,000 per statement cycle – save Rs 60,000/year!
- Fuel surcharge waiver: 1% waiver on transactions between Rs 500– Rs 3,000, capped at Rs 100 per statement cycle. No cashback is earned on fuel
- Cashback is auto-credited to your SBI Card account within 2 working days of statement generation
Fees & List of Charges –
- Joining Fee: Rs 999 + GST, you get more EarnKaro Profit than this
- Annual Fee: Rs 999 + GST, from second year onwards
- The annual fee is waived if you spend Rs 2,00,000 or more in the previous year
Documents Needed –
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or salary slips
- Photograph: Recent passport-sized photo
Eligibility Criteria –
- Age: 21 to 65 years
- Employment: Both salaried and self-employed individuals
- Minimum Income: Rs 30,000
- Credit Score: 650+ with no delayed payments in the past 12 months
- New-to-Credit: Allowed only for salaried applicants
How to Avail the Offer
- User will be redirected to the SBI Bank Credit Cards page
- Complete the application in the same session
SBI Cashback Credit Card
About SBI Cashback Credit Card –
- Earn 5% cashback on every eligible online transaction, across all websites and apps. No merchant restrictions (Capped at Rs 5000/month combined for both Online & Offline Spends)
- Offline spends: Get 1% cashback on everyday purchases (eligible offline categories)
- Online + offline cashback combined is capped at Rs 5,000 per statement cycle – save Rs 60,000/year!
- Fuel surcharge waiver: 1% waiver on transactions between Rs 500– Rs 3,000, capped at Rs 100 per statement cycle. No cashback is earned on fuel
- Cashback is auto-credited to your SBI Card account within 2 working days of statement generation
Fees & List of Charges –
- Joining Fee: Rs 999 + GST, you get more EarnKaro Profit than this
- Annual Fee: Rs 999 + GST, from second year onwards
- The annual fee is waived if you spend Rs 2,00,000 or more in the previous year
Documents Needed –
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or salary slips
- Photograph: Recent passport-sized photo
Eligibility Criteria –
- Age: 21 to 65 years
- Employment: Both salaried and self-employed individuals
- Minimum Income: Rs 30,000
- Credit Score: 650+ with no delayed payments in the past 12 months
- New-to-Credit: Allowed only for salaried applicants
How to Avail the Offer
- User will be redirected to the SBI Bank Credit Cards page
- Complete the application in the same session
SBI Simply Click Credit Card
About SBI Simply Click Credit Card –
- Partner brands: 10X Reward Points = 2.5% back (Rs 2.50/Rs 100) at Amazon, BookMyShow, Cleartrip, Apollo24x7, Yatra, Netmeds, EazyDiner, Swiggy
- Other online spends: 5X RP = 1.25% back
- Offline spends: 1 RP/Rs 100 = 0.25% back
- Welcome Benefit: Rs 500 Amazon voucher on payment of joining fee
- Milestone rewards: Rs 2,000 Cleartrip/Yatra voucher on annual online spend of Rs 1L + another Rs 2,000 voucher at Rs 2L – Rs 4,000 total per year
- Fuel waiver: 1% surcharge refund on Rs 500-Rs 3,000 transactions; capped at Rs 100/month
Fees & List of Charges –
- Joining Fee: Rs 499 + GST, Rs 500 Amazon voucher as welcome benefit covers this cost
- Annual Fee: Rs499 + GST, from second year onwards
- The annual fee is waived if you spend Rs 1,00,000 or more in the previous year
Documents Needed –
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or salary slips
- Photograph: Recent passport-sized photo
Eligibility Criteria –
- Age: 21 to 65 years
- Employment: Both salaried and self-employed individuals
- Minimum Income: Rs 25,000
- Self Employed: ITR > Rs 4,80,000/annum
- Credit Score: 720+ with no delayed payments in the past 12 months
- New-to-Credit: Allowed only for salaried applicants
How to Avail the Offer
- User will be redirected to the SBI Bank Credit Cards page
- Complete the application in the same session
SBI Simply Save Credit Card
About SBI Simply Save Credit Card –
- Entry-Level Card: Simple rewards structure, low fee, ideal for beginners
- 10 RP per Rs 150 (up to 5,000 RPs/month) on Dining, Movies, Groceries, Departmental Stores (~1.67% back)
- 1 RP per Rs 150 on all other spends (~0.25% back as 4 RPs = Rs 1)
- Welcome Benefit: 2,000 Reward Points on spends of Rs 2,000 in 60 days (~Rs 500 value)
- Fuel Surcharge Waiver: 1% waiver on Rs 500-Rs 3,000 transactions (max Rs 100/month)
Fees & List of Charges –
- Joining Fee: Rs 499 + GST, covered with a Rs 3,000 Welcome benefit worth Rs 500
- Annual Fee: Rs 499 + GST, from second year onwards
- The Renewal fee is waived if your annual spends is Rs 1,00,000 or more in the previous year
Documents Needed –
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or salary slips
- Photograph: Recent passport-sized photo
Eligibility Criteria –
- Age: 21 to 65 years
- Employment: Both salaried and self-employed individuals
- Minimum Income: Rs 30,000
- Credit Score: 650+ with no delayed payments in the past 12 months
- New-to-Credit: Allowed only for salaried applicants
How to Avail the Offer
- User will be redirected to the SBI Bank Credit Cards page
- Complete the application in the same session